Century 21 UK celebrated the opening of its new branch in Salford, near Manchester Arndale Centre, with an opening event in November.The new franchise on Chapel Street will be headed up by Abubakr Sehri, who has lived in Manchester for 17 years after moving to the UK in 2001.Abubakr says, “I have owned a franchise of the convenience retailer Londis for the past 13 years, but decided to venture into property five or six years ago. I went into the buy-to-let industry and I now own four properties – this is where my interest in property began.“My aim is to bring the area of Salford together and offer my business expertise to local residents. I enjoy providing excellent service, so the concept of becoming a franchisee really attracted me as I will be able to focus all my attention and dedication into one branch.”Chris Summers, head of sales and development for Century 21 UK added, “The opening of our new branch in Salford solidifies the immense growth of Century 21 UK in the past few months, and is a great way to bring the year to its close.”Manchester Arndale Centre Abubakr Sehri Century 21 Salford Century 21 UK January 2, 2019The NegotiatorWhat’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.Related articles Letting agent fined £11,500 over unlicenced rent-to-rent HMO3rd May 2021 BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 City dwellers most satisfied with where they live30th April 2021 Home » News » Agencies & People » Century 21 opens in Salford previous nextAgencies & PeopleCentury 21 opens in SalfordThe Negotiator2nd January 20190737 Views
“It could push up costs so high that DB pensions become a thing of the past”Susan McIlvogue, head of DB at Hymans RobertsonSusan McIlvogue, head of DB at consultancy Hymans Robertson, said TPR’s proposals will hit remaining open schemes particularly hard, as the same requirements would apply to them as closed schemes.“This could force further DB closures by the back door, by pushing up future service contribution rates, and ultimately lead to the acceleration of the disparity between the security of accrued DB benefits and the level of pension provision for future service and future generations,” she said. “Likewise,” she added, “it could force more stressed employers into insolvency at the expense of trying to secure DB benefits, further tarnishing the reputation of DB in the corporate world, and potentially undermining promising initiatives like collective defined contribution.“Put simply, it could push up costs so high that DB pensions become a thing of the past.”Her comments at least partially echo those of consultancy LCP, which has claimed that hundreds of schemes will have to close, and that employers will be expected to pay more money into the scheme and come under greater pressure to prioritise pension contributions over dividend payments.Bob Scott, senior partner at LCP, said: “There is no doubt that these proposals, coupled with the laws currently going through parliament, mean that the regulator is going to be taking a tougher line on the funding of company pensions and represent a huge shake-up.“There are still nearly 3,000 open defined benefit pension schemes and these proposals could easily lead to a wave of closures.”A TPR spokesperson commented on LCP’s views, which were released on the basis of the consultancy seeing an embargoed copy of today’s consultation document.“We cannot know what the impacts will be yet since this is the first stage of an open consultation,” the spokesperson said. “The first consultation document asks for feedback on a range of proposals and ideas rather than a set of prescriptive measures.“We are mindful of potential impacts on employers and will, after we receive feedback from this consultation exercise, carry out an impact assessment to make sure that member security and impacts on employers are appropriately balanced.”The spokesperson added: “Affordable recovery plans and considerations around employers’ sustainable growth remain key tenets of our approach. Schemes with affordability constraints won’t be required to pay more than they can afford. However, we expect employers who can afford it to support their schemes properly.”On the subject of open schemes, David Fairs, executive director for regulatory policy at TPR, yesterday told journalists there was a large variety of open schemes, with many sharing characteristics of closed schemes.“For those schemes that are essentially closed they will reach a stage of maturity and we think it’s important schemes plan for that,” said Fairs.“For those schemes that are genuinely open with a flow of new entrants they are going to take a very long time to mature, if ever, and so the risk that we will tolerate within those schemes, and therefore the assumptions, means that they can take more investment risk over a very long period.”Investment herding?Investment risk is another of TPR’s main overarching themes, with Aon noting that the consultation document “although this is nominally a funding code there is a lot of material on investment”.This included the introduction of an asset stress test and mandatory de-risking over time.“The investment community will need to engage with this consultation – it cannot be left purely to actuaries”Daniel Haxby, senior risk consultant at AonDaniel Haxby, senior risk consultant at Aon, said: “While TPR states its role is not to direct how trustees should choose to invest, it is difficult to see how the combination of prescriptive journey plan parameters and maximum tolerated risk will not have a major impact on schemes’ asset portfolios.“While funding level de-risking is not ruled out, time based de-risking is definitely ruled in – and the extent to which covenant gives any leeway to investment strategy is uncertain.“The investment community will need to engage with this consultation – it cannot be left purely to actuaries.”Hyman Robertson’s McIlvogue said there seemed to be a “particularly acute” risk of herding with regard to investments, “as schemes going down fast track will all be chasing similar strategies, pushing up the cost of those assets”.TPR has said it does not know how many schemes might adopt the fast track valuation compliance route, as this would depend on the final guidelines for this approach, which will be covered in its second consultation. The possibility of forcing further closure of defined benefit (DB) schemes “by the back door” was among various aspects flagged in a plethora of initial industry reactions to The Pension Regulator’s (TPR) consultation on how it intends to develop a new code of practice for DB funding.Comments were both about what was in the consultation document as well as what was has been left for TPR’s second consultation, such as how it plans to enforce the code and the final guidelines for a proposed standardised “fast track” route to valuation compliance.Paul McGlone, partner at Aon, said: “It’s understandable that a consultation should be open, and not final, but it’s very difficult to comment helpfully on a concept alone, with just a few clues as to where the parameters will be set.”Andrew Coles, CEO of newly-formed pension advisory business Isio, said the regulator’s consultation document posed more questions to the DB pensions industry than it answered. “A key question is how quickly sponsors have to meet pension deficits and the regulator has reverted to its language of some years ago ‘as quickly as affordable’,” he added. “This could force employers to meet deficits unnecessarily rapidly, and we believe the regulator should focus on defining a short period – the suggestion of six years is mentioned – rather than language which is open to interpretation.”Joe Dabrowski, head of DB, LGPS and standards at the Pensions and Lifetime Savings Association, said: “TPR has clearly done a lot of thinking around the eight very sensible guiding principles but there’s usually devil in the detail that will need careful consideration.“This includes the new funding assumptions, assessment and changes proposed to schemes’ ability to benefit from a strong employer covenant,” he added. “It will also effect schemes’ thinking around long-term strategies – and whether to run on, consolidate or buy-out.”Future of open schemesOne of the themes of TPR’s first consultation is open schemes, which the regulator says the DB funding code should address given that the majority of schemes are still open to future accrual and, of those, “an important proportion” of members and assets under management are in schemes open to new members.
Manchester City goalkeeper Joe Hart has called for calm from supporters attending Sunday’s derby against Manchester United at the Etihad Stadium. Press Association In a message to City fans via the club’s website, www.mcfc.co.uk, Hart said: “The derby is one of the most anticipated and exciting games in world football. “As players, we are all looking forward to Sunday, and we know that the fans will be too. “The home support is so important for us, and I know they will be like an extra man for the team on the day. “As always, we need our fans in full voice, but we also need them to respect the occasion. “We want everyone to enjoy the game but be sensible too. “There were incidents last year which no-one wants to see repeated. “The eyes of the world will be on this game as usual, and I’m confident our supporters will do the club proud. “Our fans are the best in the world and we want you to show your passion for the club, but in the right way.” Greater Manchester Police announced earlier this month they would be stepping up security procedures around the fixture. The corresponding Barclays Premier League fixture last season was marred by instances of disorder, which included United defender Rio Ferdinand being hit by a coin. Hart himself also grabbed a supporter who ran onto the pitch.
Mirza Teletović had another solid game in the preseason match of the Brooklyn Nets. The B&H player had 12 points in his team’s defeat against the Boston Celtics. The Nets lost to their hosts with a score of 101:97.Teletović spent 24 minutes on the court and had two three-pointers.Teletović and the Nets will test their strength with Lebron James and the Miami Heat on Friday in the new preseason game.(Source: klix.ba)
Facebook0Tweet0Pin0 Submitted by Thurston County County Government Offices Closed Christmas Day, New Year’s DayThurston County government will be closed on Wednesday, December 25 for Christmas Day and Wednesday, January 1 for New Year’s Day. All offices will be open for regular business on December 24 and December 31. There will be no curbside garbage and recycling collection on December 25 and January 1.Thurston County garbage and recycling customers are reminded that there is no curbside collection service on Wednesday, December 25 or Wednesday, January 1. For customers who normally have garbage and recycling collected on Wednesdays, Thursdays or Fridays, collection will be done one day later after Christmas Day and after New Year’s Day. Remember that bins should be at your curb and ready for collection by 6 a.m. on your pick-up day.Regular Wednesday customers—pick-up Thursday, Dec. 26 and Thursday, Jan. 2Regular Thursday customers—pick-up Friday, Dec. 27 and Friday, Jan. 3Regular Friday customers—pick-up Saturday, Dec. 28 and Saturday, Jan. 4The county’s Waste and Recovery Center in Lacey will be closed on Christmas Day and New Year’s Day. The WARC will be open for regular hours from 7 a.m. to 5 p.m. On December 24 and December 31.Fire and Police Emergency Services: Call 9-1-1 for emergency police, fire and medic services. Residents are urged to use 9-1-1 for life-threatening emergencies only.Thurston County Sheriff Non-emergency Services: Residents of unincorporated Thurston County are urged to call the Sherriff’s Department non-emergency number at (360) 704-2740 for non-emergency issues like noise complaints. 9-1-1 should be used for life-threatening emergencies only.County Parks Open: Burfoot Park, Frye Cove Park, Kenneydell Park and the Off-Leash Dog Park at the WARC will be open during regular park hours.Intercity Transit: IT will not operate its local or express bus service on Wednesday, December 25 or Wednesday, January 1. IT bus service will also end early on Christmas Eve—Tuesday, December 24. The last bus departure will be between 5:30 and 7:15 p.m., depending on the route, and IT Customer Service will close at 6 p.m. Call (360) 786-1881 or visit www.intercitytransit.com for more Christmas Eve early closure details and other holiday service information.
By Bruce FuhrThe Nelson Daily SportsIn what is a preview to the first round the upcoming Kootenay International Junior Hockey League Murdoch Division playoffs, the Beaver Valley Nitehawks found another way to defeat the Nelson Leafs.A goal by Daniel Bishop at 12:42 of the third period stood up as the winner sparking the Nitehawks to a 3-2 KIJHL victory Saturday night at the NDCC Arena.Nelson opened the weekend Friday with a 6-4 victory over Spokane in the Lilac City.The win was the sixth in seven games for Beaver Valley, which opens the KIJHL playoffs against Nelson February 14 in Fruitvale.“I don’t know if there’s any secret, I think we’ve been fortunate in some games, we’ve had great goaltending in some games . . . some games our power play has been good and their goaltending hasn’t been that good,” said Beaver Valley head coach Terry Jones.“I think (Nelson) is a good team that has added some good players so I feel it’s going to be a close series when the playoffs start.” Nelson jumped all over the Hawks, out shooting the visitors 15-3 in the opening frame, but once again Beaver Valley backstop Zach Perehudoff shut the door.Taylor Love opened the scoring before Nelson finally saw some reward for all the hard work with 1:32 remaining in the frame. Cody Abbey, with his first of two, scored on the power play deadlocking the teams at 1-1 at the intermission.Leaf killer Ryon Sookro restored the Beaver Valley goal in the second with a power play marker. But Abbey once again tied the contest three minutes until recess.Nelson out shot the Hawks 29-20 in the game but saw it’s wide advantage dwindle in the third when Beaver Valley held an 11-6 margin.The teams do it all up again this afternoon in Beaver Valley to complete the season series.Stewart turns the heat up on former Spokane matesFormer Brave Joel Stewart continues to beat up on his old mates.The Spokane native scored twice to lead the Nelson Leafs to a 6-4 victory in Kootenay International Junior Hockey League action Friday night in the Lilac City.The win secures third place in the Murdoch Division for the Leafs. Spokane trails Nelson by 12 points in divisional standings with six games remaining on the schedule. But the Leafs lead the season-series tiebreaker 6-2.However, Friday’s win was not quite according to way Leaf coach Chris Shaw designed the contest on the drawing board.Nelson twice overcame two-goal deficits, taking over the game with five goals in the second period. The goals came in a span of 11 minutes.Of course the 20-year-old Stewart, traded to the Leafs earlier in the season, got the ball going in the right direction with a power play marker five minutes into the second, his second of the game.Cody Abby, Dallon Stoddart, Marcus Dahl and Walker Sidoni completed the onslaught for the Leafs.The goal for Stoddart, a grad of the Nelson Minor Hockey system, was his first since November 20 against Kamloops.Stoddart, finishing with two assists – his second straight two-point game — was his fifth of the season.Mitch Fowler, Van Stefanou, Rance Hughes and Jesse Collins replied for Spokane.Taylor O’Neil and Connor Enright each had two assists.Nelson returns home Saturday to face the Beaver Valley Nitehawks in the first game of a two-game home-and-home series. Game time is 7 p.m.ICE CHIPS: Colton Schell has overtaken injured Gavin Currie for the Leafs scoring lead. Schell has a point Friday in Spokane. Currie has been out of the lineup since December 31 . . .Joel Stewart, with 25 points in 22 games since coming to Nelson, is three points behind Schell. . . .The Leafs won three of four games against Spokane both home and away, out scoring the Braves 30-20. . . . Stewart has eight points against his former Spokane [email protected]
By The Nelson Daily SportsThursday, on Senior’s Night at the Hangar, the seniors game out to play.Graduating point guard Sarah Fuhr dropped in 25 points to lead the L.V. Rogers Bombers to a narrow 61-58 victory over Grand Forks Wolves in Kootenay High School AA Girl’s League action.In the later tilt, senior power forward Clay Rickaby checked in with 22 points to spark the Bombers to a 78-56 win over the Wolves in Kootenay High School AA Boy’s League play.“Wow, was that ever close,” said Bomber coach Bruce Fuhr, watching his squad rally from a 27-22 half time deficit to edge the Wolves.“Our pressure really turned this game around for us. And it didn’t matter how tired the girls got, they still wanted to press.”The difference came in the third quarter. Trailing by five at recess, LVR out scored the Wolves 23-13 in the third period to grab a 45-39 lead. At one point the Bombers went on a 13-0 run.However, the Bombers came close to running out of gas down the stretch. After star center Rachael Moulson fouled out, Grand Forks took advantage of its size advantage in the paint to pound the ball inside. Keyed by the strong inside play of Amanda Thate and Maya Wold, Grand Forks cut the margin to 59-58. But Kyndle Doolan connected on a long field goal to ice the game for LVR.Doolan finished the game with 14 points while Moulson added 13, while playing outstanding defence on Thate.For the Wolves Thate had 26 while Wold added 13.Prior to the start of the boy’s game, seniors Sarah Fuhr, Rachael Moulson, Emily Klapstein, Kyndle Doolan and pretend senior Kiandra McLaren were honoured during a brief ceremony.Rickaby, D’Andrea help Bombers tame Wolves.Clay Rickaby scored 22 points to spark the Bombers to past Grand Forks Kootenay High School AA Boy’s League play.Rickaby, playing his final home game in the Hangar, was the recipient of many inside feeds from longtime teammate Jason D’Andrea. The Bombers, using a balanced scoring attack, increased its lead after every quarter en route to the win.D’Andrea scored 15 points while Grade 11 center Adam Grace had 12 points, all in the second half.John Zak had a strong game shooting, finishing with 22.Replying for the Wolves were Mitchell 19 points.Seniors Jason D’Andrea, Clay Rickaby, Maverick Seed and David Chen were honoured at prior to the game. [email protected]
Embed from Getty ImagesChris Hughton has denied reports that Brighton have made a move to try to sign Moussa Dembele from Celtic.The striker has been linked with a number of clubs since joining the Glasgow side from Fulham.Speaking after his team’s 2-0 defeat at Chelsea, Seagulls boss Hughton insisted no approach had been made by his club for Dembele.“Certainly as the manager of the football club I’m sure I would know, but there certainly has not been contact between the clubs, so that’s classed as speculation,” Hughton said.“As we get to January the names are going to be thick and fast, but at the moment they are all speculation.”Hughton’s team defended resolutely at Stamford Bridge but Chelsea broke the deadlock courtesy of Alvaro Morata’s header 52 seconds into the second half.Marcos Alonso’s goal on the hour mark sealed a deserved win for the Blues.“The game went as we would have expected, with them having a lot of possession,” Hughton said.“What disappointed me most was the timing of the first goal and the fact that the second was from a set piece.” Follow West London Sport on TwitterFind us on Facebook
The hand of the evolutionist is quicker than the eye of the reporter.Some Chilean evolutionists morphed a dinosaur into a bird with a flick of the wrist, and the news media instantly applauded the magic trick:Resolving the flap over bird wrists (Robin Meadows in PLoS Biology)Rare Evolutionary Twist Morphed Dino Arms into Bird Wings (Stephanie Pappas in Live Science)How dinosaur arms turned into bird wings (Science Daily and PhysOrg)Bird wrists look nothing like dinosaur wrists. This is apparent from the evolutionists’ paper in PLoS Biology. Robin Meadows (a freelance writer in California) knows it, too, in her first paragraph from her summary article in PLoS Biology, but she is convinced the Chilean evolutionists have solved it:Somewhere along the way from early dinosaurs to birds, wrists changed so much that we could be excused for thinking birds don’t even have them. Wrists went from straight to bent and hyperflexible, allowing birds to fold their wings neatly against their bodies when not flying. Underlying this change is a drop in the number of wrist bones from nine to just four. Paleontology and embryology tell different stories about how this happened, however. Now, in this issue of PLOS Biology, Alexander Vargas and colleagues resolve this flap, drawing on both fields to clarify the identity and evolution of bird wrist bones.Does she give any reason to trust the new story over the other “different stories” we heard before? She recounts, bone by bone, how the evolutionists relabeled, rotated and merged each element of the wrist to give wings to dinosaurs, in spite of the fact that embryologists and paleontologists often disagree on identification. For instance:Next up is a bone of even greater contention. Some paleontologists call the third bird wrist bone—which is on top and away from the body—“distal carpal 3.” But embryologists believe the third bone is entirely new. They call it “element x” and view it as taking the place of a bone called the ulnare that is lost in bird development.It is true that the ulnare is fleeting in embryonic birds and is gone completely in adults. But the researchers found that the ulnare and “element x” coexist briefly in embryos of seven bird species, and that the embryonic position of the latter corresponds with that of “distal carpal 3.” These findings refute the notion that “element x” is a new bone that replaces the ulnare. Rather, the researchers suggest that embryologists join paleontologists once again and use the term “distal carpal 3” for the third bird wrist bone.However, paleontologists didn’t win this round completely; they believe bird-like dinosaurs still had the bone that disappears in birds. But the researchers’ re-examination of the fossil evidence showed that the ulnare had actually already been lost in the most bird-like dinosaurs, further strengthening the dinosaur–bird link.The embryologists win a few and lose a few; same for the paleontologists. Meadows seems mostly impressed by the team’s integration of evidence from embryology and paleontology to “tell the whole story of evolution.” That whole story, though, requires going against the evidence in some cases, and inventing sequences that are not evident:Paleontologists can be somewhat forgiven for their mistake, however, because the pisiform is not evident in fossils of the most bird-like dinosaurs. The researchers square the paleontological and developmental evidence by proposing that the pisiform was either tiny or failed to ossify in bird-like dinosaurs, but was then re-acquired in birds. Such evolutionary reversals are rare but not unprecedented.It appears that the Chilean team has merely replaced previous stories with stories of their own. Science Daily spoke of this “exciting new study” that clarifies a “striking evolutionary transformation change” between T. rex and parakeet. “Combined, the fossil and developmental data provide a compelling scenario for a rare case of evolutionary reversal,” the article says, leaving for someone else to figure out the origin of powered flight.Vargas and team will now turn their storytelling skill on bird ankles, Live Science says:“They, too, have controversial issues regarding the identity of the wrist and ankle bones,” Vargas said. “They seem to be like little puzzles, like a mosaic of bone in there, and they’re actually not that easy to identify.”The evolutionists admit that the “correspondence between bird and dinosaur wrist bones is controversial.” To resolve it, they took liberties to re-classify bones and move them around in space and time: “This integrative approach resolves previous disparities that have challenged the support for the dinosaur–bird link and reveals previously undetected processes, including loss, fusion, and in one case, re-evolution of a transiently lost bone.”So now we have a new sub-plot to add to the grand tale: “During the millions of years that elapsed, wrists went from straight to bent and hyperflexible, allowing birds to fold their wings neatly against their bodies when not flying” (Science Daily).In other dinosaur-to-bird news, the new tale is that the transition was gradual, then took off suddenly. National Geographic, PhysOrg and Live Science dished out the view of Stephen Brusatte, who said, “Once the whole body plan finally came together, then something was unlocked and they started evolving really fast.” The way Live Science put it, evolution was “piecemeal,” leaving no single missing link between the two groups. “It’s basically impossible to draw a line on the tree between dinosaurs and birds,” he said, repeating his story plot in different words: “something was unlocked, and [birds] began to evolve at a supercharged rate.” Evolution is apparently gradual except when it’s not (see Stuff Happens Law).None of the articles dealt with the physical problems of evolving powered flight, except that in the Live Science article, Brusatte said, “What probably distinguishes birds is the ability to have powered flight.” The articles mention wishbones, feathers, and wings apparent in various fossils, but the parts alone do not explain how the physical requirements of flight could be met by an unguided process. Creation speaker Jonathan Sarfati likes to point out that a 747 consists of 5 million non-flying parts.There’s a hint of Haeckel in the wrist story. They looked into the crystal ball of bird embryos for hints of the story of bird evolution. The recapitulation theory refuses to die.Evolutionists have a bad habit of hiding their theory in hand-waving verbs that assume evolution: “wrists went” from straight to bent. Dinosaur arms “turned” into bird wings. Their verbs are very permissive: the changes “allowed” birds to fold their wings. Tell us, Dr. Vargas, all the beneficial mutations that occurred to “allow” the stubby arm of a T. rex to become the wrist of a dove, with its smooth, sleek, feather-covered wings neatly folded by its sides. We will “allow” you to use rational arguments with empirical evidence, but will “disallow” storytelling and imagination. Without these primary tools of Darwinism, could you do it? We will also “allow” you to evolve wings out of your wrists. Are we to expect flying humans in a few million years? Now watch Flight: The Genius of Birds. (Visited 40 times, 1 visits today)FacebookTwitterPinterestSave分享0