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8 trends that will reshape the fintech landscape in 2019

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first_img continue reading » 10SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr With the world becoming one enormous marketplace, we have seen a constant change in how businesses take place. This has been further fueled by new technologies and rapidly evolving customer expectations. Even the highly regulated banking and finance sector has in recent times witnessed the constant metamorphosis of its business models to stay ahead in disruptive times.When it comes to the financial services ecosystem, the fintech industry plays a significant role in determining how the sector moves forward. Fintech disruptors are changing how everything works – lending, payments, insurance, credit settlements, and more. In response, banks and traditional financial institutions are either partnering with fintech companies or developing and deploying their own solutions. Backing that up, a PwC report titled Financial services technology 2020 and beyond: Embracing disruption states that global investments in fintech have more than tripled since 2014 to cross $12 billion. With fintech solutions playing a significant role in the financial services value chain, let’s see what’s in store for 2019:Intelligent banking channelsFinancial service providers are tailoring each channel to adapt intelligently to deliver the next level of personalisation for users performing banking activities. By studying customer patterns and behaviours, banks can personalise the interface to suit specific usage preferences. This will translate into a unique usage journey for every end user; early adopter banks stand to gain a competitive edge because of the level of personalisation and end-user satisfaction offered.last_img read more

Africa’s ‘weak’ health systems face escalating virus peril

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first_imgADDIS ABABA – Equipment shortages,scarce beds and poorly-paid doctors and nurses: Africa is finding that it hasfew means to protect itself as a feared coronavirus tsunami looms. In Nigeria, the region’s most populouscountry, doctors complain that years of underfunding and neglect havedebilitated the health system. (AFP) A doctor gets suited up for visiting a quarantine ward at Kenyatta National Hospital in Nairobi. AFPcenter_img Earth’s poorest continent has so farconfirmed around 1,800 cases and 57 deaths — a tally that is low compared withEurope, the Middle East and Asia, but is now ratcheting up quickly as testingremains patchy.last_img read more

Second defendant convicted in death of graduate student

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first_imgA 21-year-old man was convicted of first-degree murder on Thursday in the beating death of USC graduate student, Xinran Ji, making him the second defendant convicted for the 2014 case. Jurors found Andrew Garcia guilty for his role in the killing of the 24-year-old electrical engineering student after two hours of deliberation. He is scheduled to be sentenced on July 11.Prosecutors say they are not seeking the death penalty, but Garcia could face up to life in prison without the possibility of parole. Garcia’s co-defendant Alejandra Guerrero was convicted of first-degree murder in October for her role in Ji’s death, and is awaiting sentencing. She was underage at the time of the attack and thus cannot face the death penalty. The two other men charged in Ji’s death, Jonathan Del Carmen and Alberto Ochoa, are still awaiting trial. Ji was attacked on July 24, 2014, while on his way from a study group to his off-campus apartment near the intersection at 29th Street and Orchard Street. Video evidence presented at the trial shows Garcia, Guerrero, del Carmen and Ochoa pulling up in a car and getting out to approach Ji. Deputy District Attorney John McKinney said that the four co-defendants confronted Ji in an attempted robbery and struck him multiple times with an aluminum baseball bat and a wrench. Once Ji ran away, McKinney said Garcia took the baseball bat, caught up to Ji and continued beating him with it. Shortly after, prosecutors say the four co-defendants fled the scene.Following the alleged attack, Ji was able to return himself to his apartment, but was found dead by his roommate the next morning. Medical reports indicate that Ji suffered skull fractures, facial lacerations, and a broken nose. Garcia, Guerrero, Del Carmen and Ochoa were arrested a few hours after the attack on Ji, after another alleged robbery and beating victim of the four co-defendants at Dockweiler State Beach was able to call the police and identify them.last_img read more