continue reading » As times change due to lending trends, technology growth, and the state of the economy, lenders need to be more creative when it comes to building a risk strategy that keeps both them and their borrowers protected. Insurance tracking is one data component that plays an important role in developing that comprehensive plan. Today, we’re breaking down four reasons to consider investing in an insurance tracking program as part of a larger risk strategy.But first, what is insurance tracking? Insurance tracking allows lenders to monitor borrowers’ insurance data to ensure their collateral remains protected by understanding the insurance status (or any deficiencies) of a borrower’s policy. An effective tracking system includes gathering information, maintaining and updating information, and interacting with borrowers if necessary.Many lenders are turning to data to determine the best risk strategy approach for their organization. Lenders want a complete set of data that gives insight on how to protect their portfolio, and active tracking provides an important piece of that picture. Successful programs help lenders stay protected from both expected—and unexpected— risks. ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
Share Share Food & DiningLifestyleNewsRegional Regional body moves to protect spiny lobster by: – February 18, 2014 Sharing is caring! Tweet Share 192 Views no discussions BELIZE CITY — The executive committee of the Caribbean Regional Fisheries Mechanism (CRFM) says it is working on “legal instruments” to strengthen regional cooperation for the conservation, management and sustainable use of the spiny lobster and the protection of its habitat.The 22ndmeeting of the (CRFM) executive, which concluded Friday in Kingstown, St Vincent and the Grenadines, saw a two-day deliberation on matters such as coral reef management, the lobster fishery, and cooperation between CARICOM States and the French Islands in fisheries.“The Committee addressed a number of important regional initiatives designed to ensure sustainable use of our fisheries resources and protect the marine ecosystems,” said Milton Haughton, CRFM Executive Director.The CRFM executive committee consists of representatives of six member states of the regional inter-governmental fisheries organisation. The membership of the committee is drawn from the Caribbean Fisheries Forum, a group of government officials, fishers and representatives of private companies from CARICOM states tasked with providing technical support to the CRFM.Jamaica Observer
West Brom boss Steve Clarke has stressed he is happy to wait until the new year before entering into talks about his contract situation. Press Association “That’s the way it is. I’m happy with the situation and the club are happy – that should put everybody’s mind at rest.” Then asked if he was happy to stay at the club, Clarke added: “Yes, of course.” A West Brom player who looks set to put pen to paper on a new deal with them soon is 20-year-old forward Saido Berahino. Talks have been ongoing for some time between Albion and Berahino, who is reportedly currently on £850 a week and so far this term has scored six goals for the Baggies in all competitions plus six more for England Under-21s. “The club have been discussing the deal with Saido’s people for a number of weeks now,” said Clarke. “It’s getting closer. “I’d like to sit here and say it’s done – but it’s not quite done. “But it’s getting close and it will take care of itself. “Saido’s a level-headed boy and he understands the position of the club and what we want to do. “We want to help him, we want to give him a good contract and we want to make him a better player, which is the most important thing. “It’s not for me to put a timescale on it, but the people who are working on the contract tell me it’s close.” Striker Nicolas Anelka could make his return to first-team action in Monday’s game. Anelka, recently sidelined by a groin problem, has missed the last two matches but Clarke has indicated the Frenchman will be available. Clarke is also not ruling out winger Scott Sinclair (hamstring) being involved for the first time in six games, while Chris Brunt, Gareth McAuley and Boaz Myhill all look set to feature despite withdrawing from their international squads during the break. And when questioned about that on Friday afternoon at his press conference previewing Monday’s home league clash with midlands rivals Aston Villa, Clarke said: “The contract was always running down. “It’s not a big issue for me because, before we get there (to the talks), there is a lot of football to be played, a lot of games still to go. “We have a big game on Monday night against our local rivals, which we’re looking forward to. “The contract situation for me will take care of itself. “We have a number of games over December and January. It’s a busy, busy time and, when we get time, myself and the club will sit down and discuss the way forward.” Asked specifically if he was happy for the talks to not begin until the new year, Clarke said: “Yes. As far as I know, that is what was always planned. “I didn’t go to the club to ask for the contract – I’ve never asked for a contract in my life. “I’ve been lucky that they have always seemed to come to me. Clarke was appointed as Albion’s head coach – his first managerial role – in the summer of 2012 on a two-year deal and subsequently guided the club to their highest-ever Barclays Premier League finish of eighth last term. The Baggies, currently 10th in the table, released a statement this week announcing they plan to open contract talks with the 50-year-old Scot in the new year.
BEN WORGULL/Herald photoSince 1998, the Kohl Center has been a house of horrors for visiting college basketball teams. In eight seasons in the 17,000-seat arena, 108 opponents have visited and only 17 have walked away successful. Under Bo Ryan, the Badgers’ record at home is even better, with the University of Wisconsin going 72-5 against the competition, including exhibition games. Needless to say, the Kohl Center is one the most ominous places to play in the Big Ten, if not the whole country. So when tiny Division-III Carroll College came to Madison, fans were expecting a similar result. But fans didn’t know that Carroll College head coach David Schultz, who turned the Pioneer program from a two-win doormat to a 20-plus-win NCAA tournament team, is well-respected for being able to find opponent’s tendencies and getting the most out of his players. In Schultz’s 400-plus games on the bench, however, he’s never had to prepare his team to play in a venue quite like the Kohl Center. 2:45–3:00Carroll’s charter bus arrives in the Kohl Center’s loading dock with coaches and players quickly getting to work. While the athletes get comfortable in their new locker room, the coaching staff gets a quick rundown from a Kohl Center manager on the pre-game introductions, where the Badgers stand for the national anthem and the media timeouts in place during the game. When asked if there’s anything else they need, Schultz is quick on the draw with a witty response.”Do you have any 7-footers we can borrow?” Schultz joked. “That’s all we asked for before we came.”3:00–4:00Carroll’s 18 players take the floor for a light one-hour workout to get used to their surroundings. Playing in small, high school gyms in Division III, the vast arena causes some wide-eyes among the young team. Schultz tries to keep the first half of the practice light, playing perimeter-shooting games with the squad, forcing the losers to do some easy conditioning. The last 20 minutes of Carroll’s practice is spent on the Badgers and five set plays Wisconsin likes to run. Since this will be Carroll’s first exhibition game of the season, Schultz wants to keep the defense’s mentality simple: Force Wisconsin into the middle of the floor, extend the defense to the free throw line and locate an offensive player before locating the ball.”Maintain your [defensive] triangles so you can come in and help your teammates but be able to kick out and contest the [perimeter] shot,” assistant coach Krayton Nash instructs. After practice, Schultz gives his team the message he will preach the entire evening.”Go out and play your game and whatever happens, happens,” Schultz said. “Most importantly, enjoy this moment and have fun out there.”4:00–5:30While the women’s basketball team takes the court for their practice, Carroll’s players get time to relax. Some choose to stay and watch the women’s team practice, while others make for the food tent to enjoy a lunch of subs, chips and Gatorade. However, not all the Carroll staff gets to enjoy the free time.One of the many miscellaneous things Schultz has to do is take ticket requests to the basketball offices, located on the second floor of the Kohl Center. Every visiting team gets 30 complementary tickets and the ability to purchase 70 more. Being only an hour east of Madison, Carroll has used up all their ticket requests, as people seem to come out of hiding quickly to ask Schultz for tickets or directions.”Everybody and their Uncle Charlie is calling the week before to get tickets,” Schultz jokes. “We can only help so many, and the rest are on their own.”6:10–6:35The coaches and players huddle into the tiny locker room with Schultz positioning himself at the board. After going over Wisconsin’s lineup, Schultz moves into his seven defensive points and seven offensive points: emphasizing communications, contesting shots, running the floor and valuing the basketball.”Make them play, [and] make them earn it,” Schultz said. “There are 10 guys and one ball.”Then Schultz, like a crafty general, reveals his plan to his troops: break the game into four-minute segments. Because Carroll isn’t used to having two-minute media timeouts, Schultz doesn’t want his players to pace themselves on the court, since they get extra time to recoup on the bench. “Win those first four minutes,” Schultz instructs. “Don’t play tired or to pace yourself, play hard for the first four minutes, and then we’ll go from there. Let’s see how many of those four-minutes blocks we can win.”After a team prayer and huddle, the players hit the floor running. Meanwhile, Schultz hits the coaches’ locker room for a pre-game shower and goes over final notes.6:40–7:05Schultz is ready, the players are ready and pre-game introductions begin. Before going out on the court, Schultz tries to calm the players and downplay the situation.”Take a deep breath, enjoy the moment and focus in on the moment when you’re out there and worry about the game you’ve been playing since you started playing,” Schultz said. “[If you can do that], we can live with the results.”First halfOn the fourth possession of the game, Carroll scores the first points of the contest.”Should we call a timeout and have someone take a picture of the scoreboard?” Schultz jokes, drawing a laugh from his assistant coaches. Little did Schultz know, his four-minute plan would continue working, as the smaller lineup pestered the Badgers. At the first media timeout, Carroll had forced Wisconsin to take six outside shots and closed down the paint. “You won that first four minutes, now go out there and win the next one,” Schultz urges.Carroll uses their quicker speed, perimeter shooting and stout defense to overwhelm Wisconsin, going on an 11-2 run over the next four minutes to lead 19-10 and quiet the Kohl Center, something few teams have been able to do.”Keep bringing the intensity,” Schultz encourages during the next media timeout. “Forget about the score. Just play ball and win the next four minutes.”Unfortunately for Schultz, Carroll begins to struggle down the first-half stretch. In their last 10 possessions, Carroll only manages three points, missing eight shots and committing four turnovers. Even so, the Pioneers go into the locker room only trailing by six, thanks to 13 points from Buck Colomy, making Bo Ryan take notice of their scrappy defense.”Defensively, they really worked hard on not giving up the easy looks,” Ryan said. “Didn’t help that they shot well over 50 percent in the first seven or eight minutes.”HalftimeSchultz and his coaching staff are bittersweet as they talk in the hallway outside the locker room. On the positive, Carroll allowed only 10 points in the paint, shut down Wisconsin’s big men and limited All-Big Ten forward Alando Tucker to just two points.What’s disappointing to the coaches is the Pioneers’ last 10 minutes of the half.”We had 10 turnovers in the last 10 minutes,” Schultz said. “That led to them transitioning and us not getting set [and] committing fouls. Take care of the ball. Some were bad ideas, but obviously, timing wasn’t right.”Regardless, the team felt good about the position they had put themselves in and how they’d forced Wisconsin to play to their style of basketball.”We jumped out to a lead and [Bo Ryan] countered by going small, so that’s fine; we have them playing our game now.” Schultz said. “Take a deep breath, get some shots in and take it.”Second halfThe Badgers jumped out quickly in the second half on Carroll, going on a quick 6-0 run that forced Schultz to call a time out.”Don’t get tight, play ball and play loose,” Schultz told his team.”Just stay focused on what you need to do, guys,” Nash said. “Don’t let them get into their comfort zone.”With just over 11 minutes left, Carroll makes their move, going on an 8-0 run by drawing foul, fighting for offensive rebounds and using their scrappy defense. Carroll was within six and feeling the upset.It was all for naught though, as Wisconsin finally started flexing their muscles, going on a 24-10 run over Carroll, who struggled to find the bottom of the net in the last eight minutes, only managing nine shots during that stretch. With the game well out of reach, Schultz used the last media timeout to encourage his team to soak everything in.”Finish strong guys, and don’t go backwards,” Schultz said. “Enjoy this experience and finish the game strong.”The end result was an 81-61 Wisconsin victory; a final score that didn’t tell the story of the entire game.9:05–9:15A somber locker room is left quiet for a few minutes as the five Carroll coaches huddle outside and write down a couple points. Inside, he keeps his talk brief but direct to the players, as the Pioneers just put a top-ten Division I team through a dogfight.”We had a few lapses, but it’s a good foundation to build on, and we got a sense of what our team is like, what we can do, where we are strong and what we need to continue to work on,” Schultz said to his players.”That’s the [No. 9] team in the country, and you gave them game,” Nash added. “What else can I say? You played hard and gave them a game.”After calling every player into the center of the room and having a team cheer, Schultz and players Buck Colomy and Nathan Drury make their way to the media room to address the media.While walking across the Kohl Center floor, Colomy, who led all scores with 25 points on the night, simply said, “This was a lot of fun.”As Carroll was about to walk into media room, a large eruption was heard from the stands, as two-dozen Carroll supporters stayed to continue to show their support for the school. With a wave of the hand and a shout of thanks, Schultz entered the media room.9:25–9:45After going up to the Kohl Center concourse to meet with some parents, Schultz returns to his locker room and gathers his things before heading to his car. With his luggage bag, briefcase and sport coat in his hands, Schultz takes one quick glance around the locker room and walks toward the bus. Once there, Schultz takes a count to make sure everyone is accounted for and tells the bus driver that they’re ready to go.It’s been a long day of planning and preaching for Schultz — formulating a game plan for success, walking that plan through with his team, reinforcing the plan in the locker room and executing it on the court.While the Carroll College Pioneers may have been just another victim to the winning ways of the Kohl Center, Carroll was able to do what most schools can’t — play toe-to-toe with the Badgers and show that they are legit.
B&H Olympic Committee on 30 May at the stadium of the Sarajevo Athletes Club ( behind the stadium Koševo and near the Faculty of Sports and Physical Education ) will organize the celebration of “Olympic Day”.“Olympic Day”is celebrated in whole world. Thousands of people -young and old participate in sports activities, exhibition, musical events and educational seminars. This manifestation has spread Olympic ideals across the globe in the last two decades, announced B&H Olympic Committee.“Olympic Day” will be marked with a race of 2.000 m and many top athletes and Olympians of B&H such as: Damir Džumhur, Amel Mekić, Larisa Cerić, Kemal Mešić, Hamza Alić, Džemal Bošnjak, Emina Hadžiahmetović, Nihad Bašić, Edin Branković, Marko Rudić, Žana Novaković, Mladen Plakalović, Tanja Karišik and others have confirmed participation in this event.First 300 registered participants will receive the official shirt “Olympic Day” and medals will be awarded for nine top runners in three different categories.All participants of “Olympic Day Run”will receive diploma from the International Olympic Committee.(Source: Fena)