The newly released Early Care and Education–Investing in Babies, Toddlers, and Preschoolers highlights the long-term value of high-quality early care and education, the issues parents and providers face, and what still needs to be done to assure that all of Vermont’s children are given the best start possible. It was produced by The Permanent Fund for the Well-Being of Vermont Children, the A.D. Henderson Foundation, and the Vermont Community Foundation and is the latest topic to be explored for the Understanding Vermont series.Science shows that brain development peaks from birth to five, forming the behaviors and skills that will prepare children for success in school, the workplace, and the community. Where and how the youngest Vermonters spend these first few years has an enormous affect on their future.This concise report explores an issue that impacts all Vermonters. When children enter kindergarten ready to learn, it results in improved high school graduation rates and higher earnings later in life. It also reduces the need for intervention programs and is essential for both our current and future workforce.“We know that 71% of Vermonters in this birth to 5 age range spend at least part of their time in the care of someone other than their parents,” says Christine Zachai, Executive Director of the Permanent Fund for the Well-Being of Vermont Children. “This report summarizes what that care looks like and how to make sure that all of our children have a high-quality experience.””Parents find it a challenge to afford high quality care for their children, and it is often difficult for them to compare the quality of different options,” adds Eddie Gale, Program Director at the A. D. Henderson Foundation. “Child care providers have several good opportunities for professional development, but time, cost, and location of training can all be barriers to participating.”As a result of this report, The Permanent Fund established a new Early Care and Education Fund dedicated to expanding access to affordable, high-quality child care and preschool for all Vermont families; supporting the professional development and training of Vermont’s early care and education providers; and helping our state’s workforce and economy prosper. “Philanthropy can be most effective when donors work together for a common purpose. This fund allows individuals to pool their donations and make strategic investments in solutions,” explains Vermont Community Foundation President and CEO Stuart Comstock-Gay.Source: Early Care and Education Fund. www.understandingvt.org(link is external).
continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Repossession is an unpleasant business that is generally the result of a string of bad events or circumstances, often out of your borrower’s control. It’s a last resort effort for most financial institutions and, even then, many collectors work to find alternative solutions.Your institution most likely outsources these services to repossession partners for many reasons, including the fact that repossession is a hyper-specific skillset. Additionally, it takes countless hours of relationship-building and vetting to establish a trusted list of field reps, repossession agents and auction facilities.Nonetheless, you need assurances that your repossession partner is the best in the business, performing efficiently and continuously adding value to your financial institution. To help you conduct your own evaluation, here are four signs that you have a valuable repossession partner.
The transfer of the pension fund of Aon Hewitt Netherlands to Belgium is “supervisory arbitrage” as the discount rate for pensioners is considerably higher than in the Netherlands, a Dutch MP has argued.In questions to Wouter Koolmees, the Netherlands’ minister for social affairs, Pieter Omtzigt, MP for the Christian Democrats party, suggested that the Netherlands could no longer stop pension funds from moving abroad under the European IORP II directive.Focusing on the 3.5% discount rate applied for pensioners in Belgium, Omtzigt questioned whether the minister deemed this percentage prudent, and asked why the Netherlands required pension funds to use the ultimate forward rate (UFR), currently 2.4%.If the 3.5% discount rate was not prudent, Omtzigt challenged why Dutch supervisor De Nederlandsche Bank (DNB) had approved the transfer. What IORP II saysArticle 12.8 of IORP II limits a regulator’s power over a pension scheme’s transfer from one EU member state to another:The competent authority of the home member state of the transferring IORP shall only assess whether: (a) in the case of a partial transfer of the pension scheme’s liabilities, technical provisions, and other obligations and rights, as well as corresponding assets or cash equivalent thereof, the long term interests of the members and beneficiaries of the remaining part of the scheme are adequately protected; (b) the individual entitlements of the members and beneficiaries are at least the same after the transfer; (c) the assets corresponding to the pension scheme to be transferred are sufficient and appropriate to cover the liabilities, technical provisions and other obligations and rights to be transferred, in accordance with the applicable rules in the home member state of the transferring IORP. Pieter Omtzigt, CDASource: CDA Omtzigt argued that the fact that in Belgium full indexation would be allowed at a coverage ratio of 110% also counted as supervisory arbitrage. Under Dutch rules, full inflation-linked pension uplifts are only allowed when a scheme’s funding is at least 125%.In a tweet, he claimed the transfer was “supervisory arbitrage in its purest form”.DNB has told IPE’s Dutch sister publication Pensioen Pro that it assessed a “multitude of factors” for value transfer. However, it declined to comment on the specific case of the Aon Hewitt scheme.Omtzigt said he feared that the Netherlands could no longer prevent pension funds adopting cross-border arrangements “as IORP II doesn’t allow local supervisors to pass judgement about a situation abroad”.However, the MP also said he did not believe the Dutch supervisory regime was too strict. “We have opted for certainty which means a discount rate of 2.4%,” he said. “Certainly not 3.5%.”DNB, when asked, declined to comment on the consequences of IORP II for cross-border transfers and on how the directive’s criteria differ from the current practice under IORP I. The MP also observed the “strange discontinuity” in the Belgian supervisory regime, which meant that the discount rate used for active and deferred members was 1.6%.
EPIK, a South Korea-based FSRU project development company, has entered into a project development option agreement with Port of Newcastle, Australia to start preliminary works on a proposed LNG FSRU import terminal.The project, named Newcastle LNG, will be sited within the Port of Newcastle, located to serve the New South Wales gas market where natural gas prices remain higher than Asian LNG prices, EPIK said in its statement on Tuesday.Jee Yoon, EPIK’s founder and managing director, said, “Based on our assessment of the New South Wales gas market, particularly along coastal demand regions such as Newcastle and Sydney, we are confident that by importing LNG via a new, low-cost FSRU terminal, we will be able to provide an infrastructure solution that is capable of delivering a cost-efficient source of alternative gas supplies to the region on a long-term basis.”Situated at the back-end of the existing gas transmission network, Port of Newcastle is one of Australia’s largest ports and a major trade and logistics hub, together making it an optimal area to develop an LNG import terminal.Yoon added that the company intends to expand its relationship with the Port of Newcastle by discussing other potential projects, such as a gas-fired power plant and an LNG bunkering facility.The potential investment for the Newcastle LNG project is estimated to be between $400 million and $430 million, which will include a 170,000-cbm FSRU newbuild and associated on-shore infrastructure.EPIK expects to place an order for the FSRU newbuild with a shipyard subject to receiving regulatory approvals for the project.
Share GEORGETOWN, Guyana — The CARICOM Secretariat has embarked on a series of stakeholder consultations in five member states – Belize, Bahamas, Haiti, Jamaica and St Vincent and the Grenadines — to solicit feedback on the draft CARICOM youth development action plan (CYDAP) 2012 – 2017. The CYDAP, which was developed in a consultative process gives expression to Declaration of Paramaribo on the future of youth in the Caribbean Community. The declaration was issued by CARICOM heads of government following a special summit on youth development held in Suriname in January of last year. CARICOM heads of government convened the summit to discuss the seminal report of the CARICOM Commission on Youth Development (CCYD) titled Eye on the Future, Invest in Youth Now for Tomorrow’s Future. The report provided a comprehensive analysis of the situation of youth in the Caribbean and made significant recommendations on how to improve the well-being of Caribbean youth. Central elements of CYDAP include six CARICOM youth development goals: health and well being; participation, governance and partnerships, culture, identity and citizenship; education and economic empowerment; integrated and coordinated policy and institutional framework; and protection, safety and security. These goals are driven by a strengthened regional strategy for youth development.Consultations have to date engaged officials from public and private sector and civil society agencies, including youth and faith based organizations (FBOs) in Belize and The Bahamas.Dr Heather Johnson, CARICOM Secretariat’s deputy programme manager, youth and community development said, “The consultations have not only generated feedback to inform the finalization of the CYDAP and also reinforced the value of bringing a strategic cross section of stakeholders together to discuss the national policy and action in the context of a common multi-sectoral agenda.”The consultations will move to Jamaica, St Vincent and the Grenadines and Haiti in the ensuing weeks. The draft CARICOM youth development action plan will be submitted to the 22nd meeting of the Council for Human and Social Development (COHSOD) which will focus on youth, sport and culture, in January 2012.Caribbean News Now Share NewsRegional CARICOM to consult on youth development action plan by: – December 6, 2011 Tweet Share Sharing is caring! 39 Views one comment
Based on the said bulletin, Kanlaonexhibited a general decline of monitoring parameters to normal/baseline valuessince June 2019, indicating a return to normalcy. The monitoring parameters includevolcanic earthquake activity, ground deformation, gas emission, and visualobservation of the summit. The Phivolcs-Department of Science andTechnology (DOST) released the last Kanlaon Volcano Bulletin on Oct. 25, 2019when it issued a notice for the lowering of the volcano’s alert status fromAlert Level 1 (abnormal) to Alert Level 0 (normal). “It’s still on Alert Level 0. Althoughvolcanic earthquakes are still being recorded, there are no significant changesin other monitoring parameters,” Quintia said. Phivolcs-DOST reminded the public toavoid entry into the four-kilometer radius permanent danger zone due toperennial hazards of rockfalls, avalanches, sudden outgassing, and steam-drivenor phreatic eruption at the summit area. The information was relayed byZeaphard Caelian, head of the Negros Occidental Provincial Disaster ManagementProgram Division, based on a message he received from Andelene Quintia ofPhivolcs-Kanlaon Observation Station in La Carlota City on Wednesday. “This means that observationalparameters have returned to baseline levels and no magmatic eruption isforeseen in the immediate future. However, in the event of a renewed increasein any one or combination of the monitoring parameters, the alert status maystep up once again to Alert Level 1,” it added. BACOLOD City – The alert status of Mt.Kanlaon in Negros Island, one of the active volcanoes in the country, remainsnormal despite reported volcanic quakes, the Philippine Institute ofVolcanology and Seismology (Phivolcs) said. It said it is “closely monitoringKanlaon’s condition and any new development will be immediately communicated toall concerned.”(With a report from PNA/PN) A photo of Mt. Kanlaon was taken in La Castellana, Negros Occidental last year. The active volcano remains on Alert Level 0 or “normal status,” according to the Philippine Institute of Volcanology and Seismology on Jan. 15. ERWIN P. NICAVERA Misleading reports about the activityof Mt. Kanlaon have been circulating on social media after the eruption of TaalVolcano in Batangas.
Loading… UEFA have today confirmed plans to finish this season’s Champions League with a mini-tournament in Lisbon over 12 days in August. The 2019-20 Champions League will be completed via a mini-tournament in Lisbon in August Europe’s premier club competition will complete its 2019-20 edition with a final-eight World Cup-style tournament, held in the Portuguese capital, from August 12 to August 23. After the four outstanding last-16 ties are completed – and whether they will be completed at the scheduled home stadiums or neutral venues in Portugal is still to be decided – the quarter-finals onwards will be held on neutral territory, with no fans present and, most notably, over just one-leg. Atletico Madrid are one of the quarter-finalists after they beat holders Liverpool in the last-16 If the last-16 second-legs, scheduled for 7-8 August, cannot be completed at the scheduled home stadiums, Porto and Guimaraes will be added as potential venues for the matches, alongside Lisbon. As things stand, teams will not have to quarantine either, with each club likely to set up in their own hotel away from the public so that social distancing measures can be maintained. PSG are also in the World Cup style-tournament, where rounds will be decided via one-leg Meanwhile, the quarter-finals onwards in the Europa League will similarly be played over one-leg in four German cities: Cologne, Duisburg, Düsseldorf and Gelsenkirchen between the 10-21 August, with the final in Cologne on August 21. As with the Champions League, the venues for the remaining last-16 games will be decided in due course – but will be held over the 5-6 August. It was also announced in Wednesday’s press conference that the group-stage for the 2021-22 Champions League will start on October 20. The teams already qualified for this season’s quarter-finals are France’s PSG, Italy’s Atalanta, Spain’s Atletico Madrid and Germany’s RB Leipzig. Bayern Munich will face Chelsea at the Allianz Arena in the second leg of their last-16 tie Manchester City hold a 2-1 lead over Real Madrid after winning the first leg of their last-16 tie The remaining last-16 second-leg fixtures are Manchester City’s home tie against Real Madrid, Chelsea’s trip to Bayern Munich, Juventus’s home game against Lyon and Napoli’s visit to Barcelona. Portugal was picked because of its location and the fact it has no teams left in the competition. Lisbon emerged as an attractive host city because it has two stadiums with the facilities needed for elite matches – Benfica’s Estadio da Luz and Sporting Lisbon’s Estadio Jose Alvalade. In addition, most of the country’s coronavirus restrictions are also being lifted this month, with air travel in and out of the country allowed from June 22. Sporting Lisbon’s Estadio Jose Alvalade will also host matches for August’s mini-tournament Visitors will not need to go into quarantine on arrival, although additional health and safety measures will be in place in a bid to prevent the spread of coronavirus. Organisers are proceeding on the basis that all matches will be played behind closed doors, with only essential personnel allowed on site. However, UEFA are understood to have left the door open for possible changes should public health conditions in Portugal allow. If government guidelines are altered in time for ticketing to be organised, there is an outside chance that some fans could be allowed in to watch. Manchester United are set to play in the Europa League mini-tournament held in Germany Read Also: Ronaldo pays tribute to son on his 10th birthday The capacity of both grounds would be greatly reduced in order to comply with social distancing rules and other safety protocols. UEFA are braced for a loss in income from broadcasters, who will expect sizeable refunds because they will have six fewer games to show as a result of the new format. FacebookTwitterWhatsAppEmail分享 UEFA have earmarked August as the month to complete both competitions in order to give Europe’s top domestic leagues enough time to finish their respective seasons. In the Champions League, the ‘final eight’ tournament will be held over 12 days in Lisbon, with the first match taking place on August 12 and the final being played on August 23. Instead of playing the quarter-finals over two legs as normal, the new plan will see the ties become single games across four straight days. The semi-finals, which will also be played over one leg, will take place on August 18 and 19, with the final at the Estadio da Luz four days later. Benfica’s home stadium, the Estadio da Luz, will host the 2020 Champions League final Istanbul was due to host the 2020 final but will now be the venue for the 2021 showpiece, with all other scheduled hosts moving back a year – meaning St Petersburg will host in 2022, Munich in 2023 and Wembley in 2024. Promoted ContentBest & Worst Celebrity Endorsed Games Ever MadeSome Impressive And Almost Shocking Robots That ExistThe Biggest Cities In The World So FarBest Car Manufacturers In The WorldTop 10 Most Romantic Nations In The WorldA Little Cafe For Animal Lovers That You Will Never Want To LeaveSuper Recognizable Outfits That Actors Wore In The Famous MoviesThe Very Last Bitcoin Will Be Mined Around 2140. Read MoreCouples Who Celebrated Their Union In A Unique, Unforgettable Way8 Ways Drones Will Automate Our FutureThe 10 Best Secondary Education Systems In The WorldWhat Happens When You Eat Eggs Every Single Day?
Manchester City goalkeeper Joe Hart has called for calm from supporters attending Sunday’s derby against Manchester United at the Etihad Stadium. Press Association In a message to City fans via the club’s website, www.mcfc.co.uk, Hart said: “The derby is one of the most anticipated and exciting games in world football. “As players, we are all looking forward to Sunday, and we know that the fans will be too. “The home support is so important for us, and I know they will be like an extra man for the team on the day. “As always, we need our fans in full voice, but we also need them to respect the occasion. “We want everyone to enjoy the game but be sensible too. “There were incidents last year which no-one wants to see repeated. “The eyes of the world will be on this game as usual, and I’m confident our supporters will do the club proud. “Our fans are the best in the world and we want you to show your passion for the club, but in the right way.” Greater Manchester Police announced earlier this month they would be stepping up security procedures around the fixture. The corresponding Barclays Premier League fixture last season was marred by instances of disorder, which included United defender Rio Ferdinand being hit by a coin. Hart himself also grabbed a supporter who ran onto the pitch.
Manchester United have announced they have reached an agreement with Chelsea to sign Juan Mata. “The offer, compared with what the club paid two years ago (when Mata signed from Valencia), was fantastic.” It is thought United have agreed to pay £37million for Mata, smashing the club record £30.75m they paid for Dimitar Berbatov in 2008. Voted Chelsea’s player of the year for the past two seasons, Mata has failed to win over Mourinho and ended up being squeezed out due to the form of Oscar and Eden Hazard. Yet Mourinho insists the former Valencia man leaves with his best wishes. “We hope he does well,” said Mourinho. “We are convinced he is going to do well. “If Manchester United pay their record for a player it’s because they know exactly what they want. “They are convinced he’s going to be important for them. “In spite of probably many clubs, many boards and many managers think you can’t sell a top player to a rival club, especially not in the same country you play, we feel and we think differently. “The player deserves respect, the player deserves to be happy and to play where he wants to play.” Desperate to preserve his place in Spain’s World Cup squad, Mata has jumped at the opportunity to help revive United’s fortunes. And while his arrival alone cannot guarantee Moyes will steer his club back into the Champions League places, it does at least underline the determination within the Old Trafford hierarchy to return them back to their previous status as top dogs, which has slipped so alarmingly this term. Press Association “Manchester United is pleased to announce it has reached agreement with Chelsea Football Club for the transfer of Juan Mata for a club-record fee,” said United in a statement. “The deal is subject to a medical and the agreement of personal terms. “A further announcement will be made in due course.” It has seemed just a matter of time before Friday night’s announcement was made, with it becoming obvious Mata would be joining United as early as Tuesday. Although manager David Moyes refused to discuss the 25-year-old following Wednesday’s Capital One Cup semi-final loss to Sunderland, sources involved in the deal had confirmed it was close to being agreed. And the seal was put on the switch by Chelsea manager Jose Mourinho when he spoke to the media on Friday lunchtime. “It’s what he wants,” said Mourinho. “It’s what he asked us to accept. Chelsea Football Club is proud to act this way, in an open way, in a human way. The midfielder will have a medical, almost certainly on Saturday, and personal terms are also still to be agreed. However, unless there are any hitches, Mata will make his debut in Tuesday’s Barclays Premier League encounter with Cardiff at Old Trafford.
Newcastle have appealed against the sending off which is set to keep Loic Remy out of Saturday’s derby clash with Sunderland. The 27-year-old Frenchman was dismissed along with Norwich’s Bradley Johnson in Tuesday night’s Barclays Premier League 0-0 draw at Carrow Road. Referee Chris Foy showed the red cards after the pair clashed following an untidy tussle. A club spokesman said: “Newcastle United can confirm that the club has lodged an appeal with the Football Association for the wrongful dismissal of Loic Remy during Tuesday’s Barclays Premier League fixture with Norwich City at Carrow Road. “Remy was given a straight red card by referee Chris Foy in the 81st minute of the game following an incident involving Norwich City’s Bradley Johnson.” Norwich announced on Wednesday that they too would appeal against Johnson’s dismissal. Should Remy fail in his appeal, he will miss the league games against Sunderland, Chelsea and Tottenham. Press Association