Travelweek Group Share Tuesday, December 4, 2018 << Previous PostNext Post >> Tags: TICO Posted by TICO signs on with new education partner TORONTO — TICO says it’s moving to a new education provider effective Jan. 2, 2019.Oliver Publishing Inc. (OPI) “is a recognized leader in regulated e-learning for the financial industry and a leading education innovator in the FinTech industry, continually raising the bar by giving students the opportunity to grow professionally through continuing education, licensing and e-learning solutions,” says TICO.The move to the new provider will allow the introduction of some program enhancements with more upgrades to follow in the future, says TICO President and CEO Richard Smart.“We are transitioning to a best-in-class learning management system (OPI) to enhance the overall student experience,” says Smart. “We also wish to thank Yardstick Assessment Strategies, for its service over the years and look forward to our future direction with Oliver Publishing.”Anyone with questions regarding the changes to TICO’s Education Standards Program should contact TICO at email@example.com or call 1-888-451-8426 (TICO).For information about the changes and enhancements to the Education Standards Program, click here.
“It’s a tough position to play,” head coach Ken Whisenhuntsaid of cornerback. “You know that there’s going to besome growing pains with young guys but they’re workinghard at it and that’s all we can ask.“They’re going to be good players.”The head coach has said that all season and Jefferson’seight tackle performance against the Vikings was certainlya step in the right direction, but if the Cardinals are toturn things around they’ll need him and Peterson to growup quick.“Me and A.J., we believe we’re definitely getting bettereach and every week,” Peterson said. “It’s a long, long,long season and we are just young guys who’ve been throwninto the fire early.”Peterson said the veterans on the team are helping themand the important thing is to keep their heads up, knowingopportunities will continue coming their way. And that’s just it, really. The Cardinals cannot afford not to play their youngplayers, meaning they’ll all have chances to impress thecoaches and start making plays. One player who has beendoing just that is receiver Early Doucet, as the third-year pro is second on the team with 21 receptions afterleading Arizona with eight catches against Minnesota. Nevada officials reach out to D-backs on potential relocation “Early has made strides, he’s stayed healthy and he’s madesome big plays for us,” Whisenhunt said. “There’s a lot ofarea for Early to continue to grow and he’ll get better ashe gets more and more experience of what we’re asking himto do.”The Cardinals are being forced to use many young players,something that is reflected in their poor record. As theyhead into the bye week the key is not only getting somerest, but continuing to work and get better.They really have no other choice.Arizona Sports’ Kyndra de St. Aubin contributed to thisreport Cardinals expect improving Murphy to contribute right away D-backs president Derrick Hall: Franchise ‘still focused on Arizona’ At 1-4, the Arizona Cardinals main goal is simple:improve.Some would argue it shouldn’t be too hard, given that theteam can’t get any worse, but there are still 11 gamesleft in the regular season and everyone would feel betterif the team showed marked improvement over the season’sfinal few months.One area of particular interest is the secondary, wherethe team is starting a pair of young corners in PatrickPeterson and A.J. Jefferson. Top Stories What an MLB source said about the D-backs’ trade haul for Greinke Comments Share
Telia, TV4 Group, Discovery Networks and Modern Times Group (MTG) have teamed up to launch a new targeted advertising initiative in Sweden.The three broadcast groups have teamed up with Telia to provide dynamic advertising insertion on the Telia Play service, delivering localised advertising to individual subscribers based on the screen used and the location of the user.Mathias BergThe four groups have jointly developed a new solution for dynamically tailored advertising, enabling adverts to be customised based on a wide set of parameters.Targeting can be based on the approximate geographic area in which the subscriber is located, the channel being viewed, screen size and device type.TV4 is already customizing its advertising using the solution, and Discovery and MTG are now launching their own targeted advertising.Mathias Berg, operations manager at TV4 parent Bonnier Broadcasting said that the new solution provided a future-proof model for offering dynamic advertising on platforms other than TV4’s own. He said he expected the technology to become an industry standard for all TV players in the Swedish market.
In This Issue. * Gold flip-flops all day. * It’s all about the Debt Ceiling. * ESM issues a bond! * Switching to the so-called Safe Havens. And, Now, Today’s Pfennig For Your Thoughts! Money For Nothing Good day. And a Marvelous Monday to you! The autumn chill returned to our area this past weekend, football weather is here, time for a bonfire and flannels! My beloved Cardinals are in deep dookie and are in danger of being blown out of the playoffs in the first round! UGH! But the rest of the weekend, sports wise was good, so I’ve got that going for me! It’s day 7 on the partial shutdown (PS), and the autumn chill that has returned to the Midwest, is also making things frigid in Washington D.C. as more and more warnings are being shouted from the rooftops that the U.S. could default and the results would be catastrophic. I say, well, if someone would have stopped to think about where all the deficit spending was getting us while it was going on for the past decade, that maybe, just maybe, we would not be having to wring our hands in fear of a default right now! Hey! You can’t blame me! For I have been warning anyone that would listen to me for so long, that when I began warning about the deficit spending, I used to be mistaken for a young Bruce Willis! HA! The bond market doesn’t seem to be worried though. They know, just like me, that in the end, we won’t default, and the debt ceiling can will get kicked down the road once again. And ever since the initial move in the dollar (down), the currencies have been in a very tight trading range. The bias to sell dollars remains, but no one is paying attention to it right now. So, what I think we have here is the bond and currency markets waiting for the next shoe to drop. That shoe could be the next time the Fed Heads meet, and announce that they are not beginning to taper. One time, surprise me, second time is a trend. Or. most likely, it is the Debt Ceiling expiration that’s coming quickly upon us.. This morning, the currencies are mixed, with the euro up a bit, but below 1.36, the Japanese yen stronger on thoughts of a U.S. default, but the Antipodean currencies are weaker. A story on the Bloomberg this morning caught my eye. The title read: “Dollar Rebound Predicted by Most-Accurate Forecaster”. So, you know I just had to check it out to see why the “Mr. Most-Accurate Forecaster” thinks the dollar will rebound. I’m not saying it can’t, I just want to know his reason. And that reason turns out to be, that he believes the U.S. economy is strong, and will outperform economic growth of the Eurozone, and Japan. So, at this point, I’ve got to think that “Mr. Most-Accurate Forecaster” has been eating the same fortified with 8 essential vitamins, cereal that the Fed Heads were eating, for this sounds like a lot of the Fed Heads, to which, and you can check this in the archives, I’m on record saying months ago that the Fed Heads were being overly optimistic about the economy when they began talking about tapering. That’s all I’ll say about this, for what do I know? I mean, “Mr. Most-Accurate Forecaster” probably has a research team the size of the population of Rhode Island! But. so do the Fed Heads. Friday morning, I received a notice from a currency dealer that said “The First ESM Benchmark Syndication is Expected for Next Week.” And my eye lit up! And here’s why! The ESM is the European Stability Mechanism. I explained months ago what this was all about, but to make a long story short, the ESM is a bill funding program that’s been in place for about a year, that’s used to provide liquidity and long-term funding to the countries that need it. The difference between what was being done for the last year, and now is the ESM is going to issue a bond in syndication. In other words, take requests. RFP request for proposal, as many contract salespeople know all about, and me with my city governance background. Understand this process. But the biggest thing is the ability to do long term funding with the aim to establish a benchmark curve and a liquid secondary market over time. The first issue will be used to cover the Cypriot bailout and refinance bills for the Spanish banking recapitalization program. This is all good for the euro going forward, folks.. At least that’s my opinion, of which I could be wrong! So. in the biggest display of “why was that done?” . You know the 800,000 government workers that were sent home last week? Well, the House passed a bill on Friday to pay these furloughed workers retroactive pay. So. what the 800,000 Government workers are getting right now, is a paid holiday. Paid for by taxpayers of course! You know, the people that go to work every day, produce something, generate wages, and pay taxes. So, why did we send those workers home, knowing that it wasn’t going to save us money in the first place? Reminds me of the Dire Straits song: Money for nothing. The Pentagon ordered furloughed employees back to work this past weekend. Yes, we do have a couple of wars going on, and I would think that if there were people that are needed to be at their jobs it would be these people, that is as long as we feel we have to fight wars in other countries. Wanna save some big bucks for the country and make a whole lot of people happy, happy, happy? End the wars. And don’t stop with the wars overseas, how about here at home? The war of drugs, poverty, and so on. We’ve not made any headway on any of these over the years, so why continue? There are more people considered to be in Poverty Levels now than ever, so, great job fighting that war! The U.S. Debt stuff has taken over as what’s on the minds of the market participants. Tapering, Schapering. The Debt Ceiling is what it’s all about now. One would think that any country that’s not experiencing a possible default would have a currency that’s gaining against the dollar right now, but that’s not the case. It’s all a bunch of “wait-n-see” Right now, it seems that the Usual Suspects when it comes to what the markets call “safe havens” are in play here. Japanese yen, Swiss francs and to a lesser degree, euros seem to be the only real winners, as we begin Day 7 of the PS, and draw one day closer to the Debt Ceiling expiration of Rocktober 17th. Japan has a greater Gov’t Debt than the U.S. but, they aren’t running into the possibility of a default. And Swiss francs? Some old habits just don’t die. The Markets’ participants have viewed francs as a safe haven for so long now that even with the franc tied to the euro, they still go there. Hey! I’ve always told you that the markets are fickle. and at times have a very different viewpoint than logic would say. The Antipodean currencies of Australia and New Zealand are both seeing some selling this morning, but the moves are small in nature (less than 1/4-cent). There’s not much going on in this region of the world this week. Australia will report their September labor numbers later in the week, and that’s it.. (at least as far as I can see). These two currencies have really bounced around a lot lately. You have to be patient here. Gold spent another day on Friday, flip-flopping around, going from positive to negative and back to positive, but remaining above $1,300. This morning, Gold is up $2, but we all know that a small gain like that is vulnerable to the whims of the NY traders. I read a note from the author of the book on “Greenspan’s Bubbles” Bill Fleckenstein this past weekend, where he was talking about Gold. Let’s listen in to Bill Fleckenstein. “At some point there will be big move to the upside (in gold), and we will play catch-up for some of the monetary crimes that have been committed in the last couple of years … My belief is that we saw the lows and that gold is going to work its way higher from here, and at some point it will accelerate. … It’s just mind boggling to me that people in America are so comfortable with the inflation that we have, and they act as though it’s deflation. It’s rather stunning to me, the particular strategy now amongst people when they raise prices is they shrink the size of what they give you and they don’t call it a price hike.” Chuck again. I like what Bill Fleckenstein usually has to say, and have for a long time. He’s a very logical thinking person, and you can’t beat that! The U.S. Data Cupboard is still being adjusted because of the PS. We’ll begin to get some data this week though. in fact I’m told that the Jobs Jamboree will take place tomorrow. But don’t hold me to that, we are talking about Gov’t schedules! And before I go to the Big Finish. Man. did I ever just blow by the American priced currencies on Friday, UGH! I meant to type: American Style: A$ .9445, kiwi .8340, C$ .9705, euro 1.3605, sterling 1.6075, Swiss $1.1075 I have no idea what happened, just goes to show you that even though you do something 5-days a week for over 20 years, you can still mess up! For What It’s Worth. I saw this come through the email from MarketWatch on Friday, and thought it to be interesting. The article is about how the writer believes that the panic in Gold is over, and he can tell by watching the flows into the ETFs. Here’s a snippet.. “Gold outflows have been steadily declining since peaking in April 2013, said Nick Brooks, head of global research and investment strategy at ETF Securities. Outflows that month were at $8.7 billion. He said the main reason for that reduction is that the “bulk of shorter-term tactical money that went into gold over 2011 and 2012 has now been cleared” and gold ETP holdings are now back at 2010 levels. After record outflows from gold-backed exchange-traded products in the second quarter, outflows slowed down significantly in the third quarter. Investors were quitting their gold funds, just not with the urgency they showed in prior months.” Chuck again. You know me. I’m not a fan of the ETF’s. I’m a “physical ownership” kind of guy. But I think this information is good to know, given that the masses opt for the ETF’s, so flows are important. To recap. The markets seem to be in wait-n-see mode. In one corner we have the question of when the Fed will begin to taper if ever. And in the other corner we have the PS and the looming problem of the Debt Ceiling expiration growing closer, and the warnings of catastrophe should we default hanging over the markets like the Sword of Damocles. The bias to sell dollars remains in place, but the trading ranges are very tight. And Gold keeps flip-flopping, like a fish that jumps off the hook while in the boat! Currencies today 10/7/13. American Style: A$ .9420, kiwi .8295, C$.9690, euro 1.3580, sterling 1.6080, Swiss $1.1070, . European Style: rand 10.0270, krone 5.9860, SEK 6.4450, forint 218.25, zloty 3.0920, koruna 18.7930, RUB 32.26, yen 96.90, sing 1.2475, HKD 7.7545, INR 61.89, China 6.1480, pesos 13.14, BRL 2.2110, Dollar Index 79.98, Oil $102.66, 10-year 2.62%, Silver $21.92, Platinum $1,388.75, Palladium $699.80, and Gold $1,316.97 That’s it for today. I had a great time at my H.S. reunion Friday night, my old football teammate Dean Collins was in attendance and I hadn’t seen him in 40 years! WOW! Lots of people I hadn’t seen in awhile. Then Saturday night, we had a get together with some clients and I got to meet a few clients and get a couple of them to sign up for the Pfennig! My beloved Missouri Tigers won big at Vanderbilt, and have started the season 5-0, but have a tough row to hoe this weekend when they travel to Georgia. Blues blast Florida 7-0 Saturday night, and our Rams beat Jacksonville, although I don’t think you can hang your hat on beating them this year. Well, I’ve got people living with me all watching Duck Dynasty with me. They used to laugh at me, but looks who’s watching it now! And on that note. Thank you for reading the Pfennig, and I hope you have a Marvelous Monday! Chuck Butler President EverBank World Markets 1-800-926-4922 1-314-647-3837
A nurse failed to mention a disabled woman’s near-fatal asthma attacks, accidental overdoses and repeated blackouts, in one of the clearest examples yet of a dishonest benefits assessment report, secret recordings have revealed.A video recording of the assessment also shows that the nurse lied about the way disabled activist Catherine Scarlett made her way from a stairlift to a reclining chair to begin the assessment.Scarlett had been so distrustful of the personal independence payment (PIP) system that she made both video and audio recordings of her face-to-face assessment, which was carried out at her home in Yorkshire in May.She says the recordings and assessment report prove she was right to do so.They show how the nurse – employed by the government contractor Atos Healthcare – repeatedly downplayed the seriousness of what she was told by Scarlett.This allowed the Department for Work and Pensions (DWP) to lower her entitlement from the enhanced rate to just the standard rate for the daily living element of PIP, although she was allowed to stay on the enhanced rate for mobility.At one point, Scarlett is heard on the recording telling the nurse that on several occasions she had accidentally double-dosed the powerful opioid pain medication Tramadol, but the nurse translates that in her written report as “occasionally forgets to take her medication”.Scarlett also tells the nurse that she cannot read for long periods “because I black out”, but this ends up in the report as “she can read although she doesn’t read for long due to concentration”.When Scarlett describes how she has previously experienced “near-fatal asthma attacks”, the nurse writes this up in her report as episodes of being “wheezy and short of breath”, which “comes and goes”.And when the nurse asks her if she has ever thought of taking her own life, Scarlett tells her that she has felt like ending her life “lots of times” and that she experiences “impulsive urges to commit suicide and things like that”.This is translated as “she has had thoughts of not wanting to be here”.Scarlett is also furious that the nurse suggested that she did not need to carry out a physical examination if that meant she would be “wiped out for the week”.When Scarlett agreed and said she was “not really” keen on having the examination, the nurse was able to use her decision to decline the physical tests to justify relying instead on an inaccurate description of how she claimed she saw Scarlett “grip and operate a crutch in each hand” as she was walking from a chairlift to her seat, in order to play down her need for support for bathing and dressing.DWP later admitted – when it eventually overturned its original findings – that she lacked the necessary grip and strength in her right hand and arm “to be able to dress yourself reliably and in a timely manner”.The video clearly shows Scarlett walking with a stooped posture, leaning heavily on the crutches, and flopping into the chair, but not touching its arms.But the nurse writes this up as: “She walked from the bottom of the stairs to her specialist reclining chair using a crutch in each hand. She walked very slowly with normal posture.“She lowered herself into the chair by putting her hands on the chair and lowered herself into it.”Scarlett believes that her case, and many others she has been passed by other disabled people through social media, show that DWP is “colluding” with Atos in order to cut people’s support.She said: “I have been shocked at the effect on my mental health and the thoughts it has brought up for me and can understand why it pushes so many people completely over the edge.“I’m lucky to have strong family, friends and professional support that keeps me going but so many people aren’t as lucky and so are very vulnerable to devastating mental health deterioration and the consequences of that.“The whole system needs fully investigating and changing to protect those people.”Following the decision to reduce her support, a mandatory reconsideration (MR) – DWP’s own internal review process – endorsed that decision, although the department finally agreed last month to return her daily living to the enhanced rate when she appealed against the MR decision.In that decision, DWP accepted that Scarlett did after all need help to dress and take a bath.For technical reasons, DNS was not able to share the video recording with Atos and DWP, but the audio recording was shared with their press offices.DNS originally agreed to omit the allegations connected with the video recording so that DWP would comment on the evidence provided solely by the audio recording.But this morning, after agreeing to this and asking for extra time to produce a response – the audio recording was originally sent to DWP and Atos on Tuesday afternoon – a DWP spokeswoman failed to comment on any of the evidence contained in the audio recording.Instead, she merely pointed out that Scarlett’s PIP entitlement was eventually restored, after she appealed, to the daily living enhanced rate.She also repeated previous DWP statements about the “strict quality standards” required of assessment providers, and the “on-going quality audits” that assessors are subjected to, as well as mentioning the complaints procedures available to PIP claimants.An Atos spokesman refused to comment on the evidence at all.He said: “We’re informed we won’t have access to the video which accompanies the audio without which the points raised cannot be looked into as verification is simply not possible.”Scarlett’s case is one of 22 that have been passed to Labour MP Neil Coyle (see separate story), who has pledged to take up concerns about allegations of dishonest assessment reports when parliament returns from its summer recess next month.Disability News Service (DNS) has been investigating since last November claims that healthcare professionals working for Atos and Capita have been lying in their assessment reports.DNS has now compiled more than 200 cases in which PIP claimants say their assessors produced dishonest reports.The investigation shows that assessors – most of them nurses – have repeatedly lied, ignored written evidence and dishonestly reported the results of physical examinations.But DWP, Capita and Atos have all refused to launch inquiries into the claims of widespread dishonesty.Picture: Scarlett flops into her seat at the start of the assessment, watched by her husband
http://news.rice.edu/files/2015/08/0810_FLOW-3-web.jpgRice University graduate student Marco Santoro fills a custom bioreactor with fluid as he prepares to test bone cancer cells embedded in a scaffold. The technique allows researchers to monitor the spread of cancer cells in more natural environments than can be achieved in two-dimensional cultures. (Credit: Jeff Fitlow/Rice University) AddThis http://news.rice.edu/files/2015/08/0810_FLOW-1-WEB.jpgBone cancer cells populate the surface of a bioscaffold in an electron microscope image. Rice University scientists ran tests to show how realistic environments affect the growth of cancer tumors. The bioscaffolds were placed in a flow perfusion bioreactor to evaluate the cells’ response to the mechanical forces they experience in the body. (Credit: Mikos Research Group/Rice University) http://news.rice.edu/files/2015/08/0810_FLOW-2-WEB.jpgRice University graduate student Marco Santoro led a study to test the spread of bone cancer cells in realistic environments. They expect their technique will be useful to labs that test cancer-fighting drugs. (Credit: Jeff Fitlow/Rice University) http://news.rice.edu/files/2015/08/0810_FLOW-4-WEB.jpgThe Rice University lab of bioengineer Antonios Mikos, in collaboration with Houston’s MD Anderson Cancer Center, is using a custom flow perfusion bioreactor to show the value of testing cancer samples in realistic environments. (Credit: Jeff Fitlow/Rice University)Located on a 300-acre forested campus in Houston, Rice University is consistently ranked among the nation’s top 20 universities by U.S. News & World Report. Rice has highly respected schools of Architecture, Business, Continuing Studies, Engineering, Humanities, Music, Natural Sciences and Social Sciences and is home to the Baker Institute for Public Policy. With 3,888 undergraduates and 2,610 graduate students, Rice’s undergraduate student-to-faculty ratio is 6-to-1. Its residential college system builds close-knit communities and lifelong friendships, just one reason why Rice is ranked among some of the top schools for best quality of life by the Princeton Review and for best value among private universities by Kiplinger’s Personal Finance. To read “What they’re saying about Rice,” go to http://tinyurl.com/AboutRiceU. Share3Editor’s note: Links to images for download appear at the end of this release.David Ruth713firstname.lastname@example.orgMike Williams713email@example.comCancer treatment models get realRice University scientists mimic biological conditions to view effect on tumor samples HOUSTON – (Aug. 5, 2015) – Researchers at Rice University and University of Texas MD Anderson Cancer Center have developed a way to mimic the conditions under which cancer tumors grow in bones.By placing cancer cells in a three-dimensional scaffold and subjecting them to the forces that push, pull and continually flow through the body, the researchers are better able to test the efficiency of cancer-fighting drugs.The scientists discovered that bone tumors exposed to normal forces express more of a protein, insulin-like growth factor-1 (IGF-1), than detected in static cultures. The IGF-1 signaling pathway plays a critical role in resistance to current chemotherapy. The experiments were performed in a custom-made bioreactor by the Rice lab of bioengineer Antonios Mikos in collaboration with the MD Anderson lab of Joseph Ludwig.The study detailed this week in the Proceedings of the National Academy of Sciences shows the value of incorporating mechanical forces when modeling tumors and treatments as opposed to analyzing tumor growth statically, said lead author Marco Santoro, a chemical and biomolecular engineering graduate student of Mikos.“Mechanical forces are present in our bodies even though we are not always aware of them,” he said. “Our cells are sensitive to the forces around them and change their behavior accordingly. Tumor cells behave the same way, changing their function depending on the forces they sense.”Mikos and his team specialize in materials and strategies for tissue engineering and regenerative medicine. As part of that work, they have created foam-like materials that serve as scaffolds for cells to inhabit and grow into as they become new bone or tissue.That material provided an opportunity for the latest experiments at Rice’s BioScience Research Collaborative on bone tumor samples called sarcomas provided by MD Anderson. Sarcoma tumors, also a focus of the Mikos lab, are most often found in the bones of adolescents and young adults.The researchers placed sarcoma cells in their porous, biologically inert scaffold and put the scaffold inside a flow perfusion bioreactor to mimic the stimulation those cells would experience amid the tissue inside real bone. They subjected the cells to biomechanical stimuli, including shear stress, by changing the fluid viscosity and flow rate.Over 10 days they found the steady flow of fluid through the scaffold prompted the sarcoma cells to proliferate throughout the structure. The higher shear stress helped the cells significantly increase their production of the IGF-1 protein and also down-regulated the production of two other cancer-related proteins, c-KIT and HER2, compared with static tests.They also discovered that adjusting parameters in the bioreactor influenced the cells’ sensitivity to Dalotuzumab, a drug that disrupts the IGF-1 pathway. Higher shear stress appeared to decrease the drug’s effectiveness due to the associated increase in IGF-1 production.“For the first time, we showed how the effect of the drug changes according to the forces experienced by the cells,” Santoro said. “IGF-1 is crucial for this kind of sarcoma, which relies on this mechanism for growth. We show that the higher the mechanical stimulation, the more pronounced the secretion of this particular protein.”Mikos said the experiments should set a good example for cancer studies. “These experiments have to be tailored for each cancer, because the forces that cells experience vary in different parts of the body,” he said. “In the lungs, they wouldn’t be the same as in the bones. But they give researchers a far more realistic way to mimic the tumor’s local environment.”Co-authors of the paper are senior research scientist Salah-Eddine Lamhamedi-Cherradi and researcher Brian Menegaz, both at the University of Texas MD Anderson Cancer Center. Mikos is the Louis Calder Professor of Bioengineering and Chemical and Biomolecular Engineering at Rice. Ludwig is an associate professor of sarcoma medical oncology at MD Anderson.MD Anderson Cancer Center and the National Institutes of Health supported the research.-30-Read the abstract at http://www.pnas.org/content/early/2015/07/29/1506684112.abstractFollow Rice News and Media Relations via Twitter @RiceUNewsRelated Materials:Mikos Research Group: http://www.ruf.rice.edu/~mikosgrp/Sarcoma Center at MD Anderson Cancer Center: http://www.mdanderson.org/patient-and-cancer-information/care-centers-and-clinics/care-centers/sarcoma/index.htmlBioScience Research Collaborative: http://brc.rice.edu/home/Images for download:
Download Our Free Android App Free Green Entrepreneur App –shares 3 min read Next Article Opinions expressed by Entrepreneur contributors are their own. Add to Queue dispensaries.com Cannabis Easy Search. Quality Finds. Your partner and digital portal for the cannabis community. May 4, 2017 Guest Writer New Data Shows Medical Marijuana Consumers Far Outspend Recreational Users Image credit: scott_craig | Getty Images In a data-driven business environment, everyone is waiting on the latest statistical reports to show what directions consumer spending — an obvious clear indication of consumer attitudes — is heading. As a relatively new industry, the legalized marijuana sector still is working on how to best serve consumers and discern trends to sort out the hype from the reality.That’s created a whole new side business in marijuana: data analytics.A company that has stepped to the forefront in this area is New Frontier Data. The company has partnered with Baker Technologies, which provides customer relationship management and marketing automaton platforms to cannabis businesses, for access to an immense database of legal marijuana transactions.In April, based on this data, the company released its annual “The Cannabis Industry Report: 2017 Legal Marijuana Outlook.” They uncovered some interesting trends.Related: Researchers Amazed by Cases of Cannabis Helping Children Failed by Conventional MedicineMedical marijuana dominates the market.Recreational marijuana — or adult-use marijuana — has been the focus of much of the recent media attention, partially because of its reflection of wholesale change in how millions of Americans view marijuana. Voter have now made recreational marijuana legal in eight states: Alaska, California, Colorado, Maine, Massachusetts, Nevada, Oregon and Washington, as well as the District of Columbia.However, the report found that consumers of medical marijuana — legal in more than half the states — buy much more frequently and spend more than recreational users. The report included the following findings:In 2016, recreational users shopped for cannabis, on average, every 14 days and spent $49 per transaction.That same year, medical marijuana users shopped every 10 days and spent $136 per transaction.In 2017, medical marijuana sales are expected to total $5.3 billion, with a projection to reach $13.2 billion annually by 2025.In 2017, recreational marijuana sales are expected to reach $2.6 billion, with a projection to reach $10.9 billion by 2025.The numbers provide needed insight for entrepreneurs looking to enter the retail cannabis business, New Frontier Data CEO Giadha Aguirre De Carcer said in a news release.“Given the size of the market, knowing who your customers are, how and when they shop, and what they buy are fundamental building blocks of developing any effective retail strategy,” he said.Related: Nation’s First Cannabis Drive-Through Opens In Colorado as Cannabis Sales BoomFlower power on the decline.The report also found that cannabis consumers are increasingly turning away from the traditional way of consuming marijuana – smoking dried marijuana, known as the flower.The report found consumers purchase of flower dropped dramatically in 2016. In January, flower sales made up 85 percent of adult-use sales, but that number fell to 64 percent by December, according to New Frontier Data.Medical marijuana sales mirrored the trend, with flower sales falling from 87 percent of the market to 65 percent between January and December. The inference is that consumers are moving in large numbers toward other ways of using marijuana, including edibles and vaping.New Frontier Data is headquartered in Washington, D.C., with an office in Denver. The company uses advanced analytics to crunch the numbers of millions of marijuana sales transactions. A copy of the full report can be purchased on the company’s website.To stay up to date on the latest marijuana related news make sure to like dispensaries.com on Facebook Keep up with the latest trends and news in the cannabis industry with our free articles and videos, plus subscribe to the digital edition of Green Entrepreneur magazine. Patients using marijuana as medicine purchase more cannabis more often than recreational users.
Invest in systems you need and keep your customers informed. British Airways had a rough weekend.Due to a power surge early Saturday morning and a backup that failed to work, the airline’s computer systems broke down. The crash prompted British Airways to cancel all departing flights from Heathrow and Gatwick airports, effectively stranding 75,000 people. And once the passengers arrived at their destinations, there was no guarantee that their luggage would be waiting for them.It was a chaotic and ultimately expensive mishap for British Airways. The market value of IAG, the airline’s parent company, dropped by about $643,550,000. Not only that, but The Guardian reports that customers inconvenienced by the IT issues had to pay up to $2,059 in additional travel costs, leaving the company with a hefty compensation $192 million compensation bill.Related: These 10 Countries Will See the Most Business Travelers in the Next DecadeIf you’re sleeping on the floor of an airport terminal, of course you aren’t going to have a ton of understanding for the organization that put you in that position. But it wasn’t just disgruntled passengers — the response from rival airline, Ireland’s Ryanair was particularly merciless.Breaking news: BA appoints new head of IT…. #ShouldHaveFlownRyanair pic.twitter.com/pR5lwJmr95— Ryanair (@Ryanair) May 28, 2017A peek into the company’s Tweets & Replies tab on Twitter shows a raft of customer service messages with a heavy use of the words “sorry” and “apologise.” CEO Alex Cruz also made a video apology.Related: 5 Ways to De-Stress Your Business Travel“We absolutely, profusely apologize for these events,” Cruz said. “We are absolutely committed to making sure that we fulfill our obligations, particularly from a passenger compensation point of view. … We are now focusing on making sure that everyone’s needs are addressed. We will make an in-depth investigation to make sure we get to the bottom of exactly why this happened and we will react. This will not happen again at British Airways.”Our Chairman and CEO, Alex Cruz, apologises for the disruption caused by the recent IT system issues and… https://t.co/DRqwuM3SvF— British Airways (@British_Airways) May 29, 2017Cruz is saying all the right things, and it would seem that his team is working tirelessly to make sure that each customer is taken care of. But what the experience of British Airways teaches us is that we need to think carefully about where resources can best be utilized. Think about the systems and structures that you can’t do without and always make sure that they are up to date. If you can have the most current technology, an investment now could save you a major headache later.Better that the glitch never happened at all — but if your company is faced with a snafu of this magnitude, the best move is to be honest, admit what went wrong and keep your customers informed. Free Webinar | July 31: Secrets to Running a Successful Family Business Staff Writer. Covers leadership, media, technology and culture. Add to Queue Business Travel Learn how to successfully navigate family business dynamics and build businesses that excel. 3 min read Next Article –shares Image credit: Bloomberg | Getty Images Nina Zipkin Entrepreneur Staff What You Can Learn From British Airways’s IT Meltdown That Left Passengers Stranded May 30, 2017 Register Now »
5 Steps to Setting Up a Wireless Network –shares 8 min read Does your business need a wireless network? If you think the answer is yes, read on to discover how easy it is to set one up. Next Article Learn from renowned serial entrepreneur David Meltzer how to find your frequency in order to stand out from your competitors and build a brand that is authentic, lasting and impactful. Image credit: Henrik Sorensen | Getty Images Add to Queue July 1, 2004 Opinions expressed by Entrepreneur contributors are their own. Fireside Chat | July 25: Three Surprising Ways to Build Your Brand Wireless networks are becoming faster, more affordable and easier to adopt than ever. Growing small businesses that have adopted a wireless solution are already reporting immediate paybacks in higher productivity, flexible application mobility and greater worker satisfaction. Roughly 228,000 small businesses currently have remote access capabilities built into their networks for security monitoring and, according to America Marketing Institute, the number will double over the next 12 months.A wireless infrastructure can make it easier to reconfigure your office space as your company grows and changes. Also, the total cost of a wireless local area network (LAN) is relatively inexpensive–it’s become very affordable in the past few years, and prices continue to drop. When you take into account productivity gains, both inside the office and at public “hot spots,” going wireless is an obvious choice, especially when compared to the cost of running a Cat 5 network LAN cable throughout a building.If you’re interested in setting up a wireless network at your company, this guide will walk you through the steps needed to evaluate the role wireless networking technologies might play in your company’s overall networking solution, and help you understand the steps you need to take to implement the solution.Step 1: Understand it. Learn about the benefits of wireless and how it can help your business save money and be more productive.Wired networks may give the appearance of a busy office full of the latest equipment, but in reality, wires can be an inefficient networking medium. They can limit signal strength as well as make it more difficult to expand and reorganize your network configuration.Wireless networking is a viable and affordable alternative that offers the benefits of making your environment more flexible. A wireless infrastructure allows you to effortlessly reconfigure your office space as your company grows and changes, easily extend connectivity and also allows employees to be mobile more easily.Even though the cost of wireless LAN hardware and software can be slightly more expensive, this is offset by the wired LAN cabling and installation costs you can avoid. Add to that the soft-dollar saving benefits associated with wireless LAN and the convenience of being able to move around in a facility and stay connected, and your overall costs are lower still.Step 2: Plan it. You should first conduct an assessment that includes an anticipated return on investment, and then investigate what it will take to integrate wireless technologies with your existing infrastructure.Review the advantages and consider the benefits to your organization:Reduced cost of installation. It may be significantly less expensive to install wireless access points compared to wiring your office with Ethernet capabilities.Flexibility. If you regularly expand or reorganize your office space, or need to accommodate a variety of network configurations, the rapid transition time from one configuration to another that wireless provides can help reduce your network downtime. In addition, you won’t have to incur the costs associated with physically rewiring office space.Convenient information access. With wireless, you’d have the ability to extend access to key information to anyone on your staff, from anywhere in the office, even when they aren’t physically connected to your wired local area network (LAN) connection. Do members of your staff regularly work away from their desks or stations, but could benefit from anytime, anywhere access to important data? Could you improve productivity by increasing access to important company systems? Do you have business processes you could streamline by reducing the number of times employees have to go back to their wired connections?Wireless LANs are the way to go, especially where there’s no existing wired network. This is especially true in leased offices, where you can’t go knocking holes in wallsYou should next consider what integration points you’ll need to address for the solution to work:Evaluate your current and future networking needs. How is your current networking infrastructure configured? How many workstations, offices and conference rooms are connected to the network? How many are not connected that you would like to connect? How many people use the computers and communications systems in your company now? Does your staff conduct business at locations away from their primary work area? What kind of equipment does your staff use? Are they mobile with notebook computers and PDAs or do the majority of your workers use desktop systems? Do those who would benefit most from wireless, mobile access already use notebooks? And if you’re in a leased building with no existing wired network, setting up a wireless network is must simpler than knocking holes in the walls to install your network cables.Formulate a plan. The equipment you buy and the way you configure your wireless network will be driven by your business needs and plan, so it’s important to develop a plan before you spend any money on equipment or other resources.Step 3: Do it. Once you have a plan in place that defines how you want to add wireless networking capabilities to your office space, you can get down to the business of actually setting up your wireless network. It’s easier than you might think. The first step involves understanding the equipment involved in a wireless network.Wireless LAN equipment consists of two main components:Wireless clients, which are any devices capable of communicating over a wireless LAN, such as a notebook computer, printer or handheld.Access points, that is, the centers of the wireless-to-wired LAN connectivity. These points aggregate wireless radio signals and then connect the two LANs. The access point is generally book-sized. It contains a radio transceiver, communications and encryption software, and an Ethernet port for a cable connection to a hub or a switch on the wired LAN.Your next step is to actually build a wireless LAN, which you’ll do just like this:Identify the equipment you want to buy, such as wireless notebooks, access points, wireless LAN adapters and wireless cards.Determine the number of users who need to have access to the network. This will help you determine the number of access points you’ll need.Plan for the connection to your wired LAN, probably in a central location and in an open environment. Your goal is to maximize the access point’s wireless range. The quoted range is a maximum of 300 feet, but that’s very dependant on the existing environment–walls, water pipes, cables and so on all could decrease the range. The best thing to do is complete a site survey first; if that’s not possible, assume a maximum range of 150 feet, as 300 could decrease throughput.Configure your wireless devices to work with your network.Test the installation before it goes live. Using link test software, you should test for the percent of data sent correctly, the time it takes to receive a response from the destination device, and the strength of the transmitted signal.Establish a procedure to manage your wireless LAN.Step 4: Use it. Because wireless communications are transmitted through the air rather than over a closed cable, you’ll need to implement some wireless-specific security measures to ensure that your wireless communications are secure. Wireless solutions use three primary tactics:MAC (media access control) addressing. This ensures the network access point you purchase supports MAC which restricts network access by unauthorized devices by assigning each network card a unique hardware identification number.WEP encryption. It’s essentially a complicated software algorithm that scrambles data as it’s sent and unscrambles it as soon as it’s received, keeping it safe in transit. It also ensures that you can easily upgrade your access cards as new wireless access standards emerge.Traditional VPN (Virtual Private Network) securities controls. This allows users outside of your system to have access to it. Businesses that use remote access almost always use VPN and combined with the other tactics makes your wireless network extremely secure.VPNs work by encrypting data before it’s sent over a wireless (or wired) link, so even if someone intercepts the transmission, the data is secure. Many larger companies use VPNs, but smaller companies may also just rely on standard wireless encryption. This will be okay if the wireless LAN is only used internally, but if you plan to use public ‘hot spots’, you will need to use a VPN.Step 5: Support it. If you find you need additional help or support, or are planning a larger-scale implementation, there are numerous suppliers and consultants that can offer additional information and support. Hewlett-Packard, for example, offers access to mobility and wireless experts via live chat or via phone at (800) 888-0262. These suppliers and consultants can help you understand your options, configure your network, set up your systems, and get you up and running quickly and efficiently.Richard Stone is a wireless and mobility solutions manager for HP Americas. Technology Enroll Now for $5
Image credit: Reuters | Brian Snyder Add to Queue You Can Now Make Campbell’s Soup in Your Keurig Food Businesses September 10, 2015 Geoff Weiss Apply Now » –shares Might Andy Warhol be tickled or sickened to know that the Campbell’s soup cans of the future are being reimagined into tiny plastic pods? As of today, a partnership between leading coffee brewer Keurig and the iconic soup maker has officially come to fruition in the form of Campbell’s Fresh-Brewed Soup. Priced at $11.99 for a box of eight pods, Keurig owners can now brew Chicken Noodle Soup with their machines.The two-step process begins with a packet of dried noodles and spices, which Keurig suggests emptying into a mug. Next, the broth is brewed over top of the mixture in order for it to cook.The soups are available in two flavors, Homestyle and Southwest Style — each of which packs 70 calories and is made with no artificial colors or flavors, the companies say. In order to avoid contaminating flavors between coffee and soup brews, “The machine doesn’t need to be cleaned, but we recommend running a hot water brew cycle without a pod before and after making the soup,” a Campbell’s spokesperson told Entrepreneur.Related: The Keurig K-Cup’s Inventor Says He Feels Bad That He Made It. Here’s Why.Announced in 2013 and now available after two long years in development, the partnership “marks a milestone as our first expansion beyond beverages,” says Keurig’s chief business development and partners officer, Mark Wood. Keurig has already forayed beyond hot beverages with a long-awaited machine called Kold launching later this year that can homebrew Coca-Cola products.“We know more than 80 percent of people who buy Keurig pods also buy Campbell’s soup,” added Campbell’s marketing director Michael Goodman, in a statement, “so bringing together two products people love in one handy kit is a winning idea.”The collaboration comes as Keurig sales seem to have been put on ice. Last quarter, the company reported a 1 percent decrease in pod sales and a 26 percent decline in brewer sales, and announced it was cutting its workforce by 5 percent. Related: Home-Brewed Coca-Cola in 2015 Could Transform the Beverage Industry 2 min read The only list that measures privately-held company performance across multiple dimensions—not just revenue. 2019 Entrepreneur 360 List Next Article Former Staff Writer
August 1, 2016 Free Webinar | Sept 5: Tips and Tools for Making Progress Toward Important Goals Next Article Tired of Jerks on Instagram? The Company Has a New Solution. Register Now » 2 min read Instagram Add to Queue Attend this free webinar and learn how you can maximize efficiency while getting the most critical things done right. –shares Tired of people acting like jerks within the comments section of your Instagram photos? You’re about to get the ability to slice out their stupidity with a digital scalpel. As The Washington Post reports, Instagram is prepping a content-specific filtering feature.How it works is pretty simple: users of all kinds — not just celebrities — will be able to create blacklists of words and phrases they don’t care for. Those looking to use said banned words in the comments section of a user’s Instagram post will find themselves unable to do so. And, yes, the blacklist should also work for emoji, too. The Post also reports that Instagram will let users flip comments on and off on a per-post basis. That’s a much more elegant solution than having to disable them for all of your posts or, conversely, having to deal with comment crap on every post you make because people are trying to troll you on multiple posts.Instagram will reportedly first grant high-profile accounts access to the new tools. As Instagram gathers feedback on the new anti-harassment techniques, the company might make some tweaks before it deploys them to its entire user base. The filtering feature is expected to arrive first, with the account-wide, comment-disabling feature coming later. David Murphy This story originally appeared on PCMag Image credit: ArthurStock | Shutterstock
Zaius B2C CRM Assists Zendesk-Powered Service Reps with an Augmented View of a Customer Including Interaction History, Predictions, and Personalized Product RecommendationsAt the Zendesk Showcase Zaius introduced Zaius for Service, a new product tailored for online retail service teams to gain full visibility of a customer’s information, behaviors, and needs. Powered by Zendesk Sunshine and Zaius’ proprietary customer data stitching and data science technology, service teams can now access the same customer insights and analysis already available to their marketing colleagues. During today’s event, Zaius will share the Service-led Retail story on stage at 2pm.Service agents using Zaius with Zendesk will have access to the customer’s information, including on-site browsing history, behavioral indicators of future purchase intent, and personalized product recommendations. Armed with this complete view of the customer, agents create relevant engagements that delight their customers, deepen customer loyalty, and increase lifetime value.Marketing Technology News: The Keyes Company Adopts New Adwerx Enterprise Automated Retargeting Product“Zendesk is focused on modernizing the customer experience, which includes empowering organizations to improve the future of service,” said Billy Robins, Zendesk Director, Technology Alliances. “With the combined power of Zendesk Sunshine and Zaius, agents see a customer from every angle, alongside predictive product recommendations. This can extend one customer interaction into a holistic retail experience, ultimately driving customer satisfaction and lifetime value.”Zaius-powered marketing teams have long accessed the richness of Zendesk customer service information via a one-click integration. Stitched within the Zaius customer view, service data provides a clear picture of the state of the customer relationship to help marketers tailor messages to customers or even pause campaigns until a customer service request has been met. With today’s two-way integration, Zaius removes the wall between service and marketing to provide an even stronger customer experience.Marketing Technology News: Peach Launches New Product to ClientsZaius CEO Mark Gally added, “A Zaius-powered customer view provides service agents contextualized data on customer interactions throughout a call and the agent can now act as a personal shopper, guiding a customer through the ultimate personalized experience. Combining Zaius and Zendesk, brands can transform a traditional cost center into a satisfaction-boosting revenue driver.”Marketing Technology News: Smart Communications Announces Acquisition of Intelledox Mark GallyMarketing Technology NewsNewsService-Led RetailZaiusZendesk Previous ArticlePunchh Recognized in Gartner’s 2019 Magic Quadrant for Mobile Marketing PlatformsNext ArticleBuzztime Continues to Enhance Buzztime Entertainment App During Its Beta, Providing Mobile-first Option for More Businesses Zaius Begins Era of Service-Led Retail PRNewswire4 days agoJuly 19, 2019
Following the European Water Framework Directive, German authorities require all run-of-the-river hydroelectric power plant operators to demonstrate with expert reports that the plants are passable for fish and other river wildlife. In 2015 alone, 450,000 fish were used for this purpose, most of which were caught in the wild.”Stefan Hoerner, Institute of Fluid Dynamics and Thermodynamics, University of Magdeburg Related StoriesZebrafish offers new clues to regenerating damaged cardiac tissueDid your health plan deny you care? Fight back.Study explains how bright colors evolved and diversified in male guppiesThis is extremely stressful for the fish and the mortality rate is around 10 percent in the best cases.”It is true that the legislator prescribes the installation of fish protection systems in hydroelectric power plants, but not all of them are fully effective,” continues the fluid mechanics and electrical engineer. “As a result, many animals end up swimming downstream through the turbines. Furthermore, predatory fish and birds like to stand by the installations and wait for prey that is easy to hunt.”By 2022, Stefan Hoerner and his team, together with colleagues from the Institute for Electrical Energy Systems at the university, hope to develop electronic “replacement fish”, which behave in ways that are characteristic of the various species. Test runs with live fish fitted with sensors will provide the reference data required for the simulation of fish-like behavior by the autonomous robotic systems.The future robotic fish will also feature a number of pressure and acceleration sensors. The data acquired during their use in hydroelectric power plants will enable the scientists to make forecasts and projections about the risk of harm to fauna — without resorting to animal testing. Source:Otto-von-Guericke-Universität Magdeburg Reviewed by James Ives, M.Psych. (Editor)Jun 18 2019The artificial fish surrogates should provide information about the flow conditions and expected damage and mortality of fish traveling through turbine installations.To date, up to 450,000 fish are used every year in live animal experiments in German hydroelectric power plants, according to the Federal Institute for Risk Assessment. Those tests, mandated by domestic regulation which enacts a European directive, evaluate the ability of the fish to pass through the turbines and thus assess the fish-friendliness of the plants.The RETERO research project, “Reducing animal testing to establish risk of injury to fish caused by passage through turbines by the use of robotic surrogates, computational fluid mechanics and predictive modeling”, is funded by the German Federal Government with 1.4 million euros, and started in March 2019. Its objective is to develop partially autonomous robot systems and simulation models that will reduce, and in the long-term eliminate, the need for live fish in experiments.The interdisciplinary research partnership combines expertise from biology, ethohydraulics, hydraulic engineering, fluid mechanics, power electronics, microelectronics, and information technology. The project partners of the University of Magdeburg are the Institute of Hydraulic Engineering and Technical Hydromechanics at the Technische Universität Dresden, the Institute for Aquatic Ecology and Fish Biology Jena, and the company SJE Ecohydraulic Engineering GmbH in Stuttgart. A further international partner is the Centre for Biorobotics at the Tallinn University of Technology in Estonia.
LONDON (Reuters Breakingviews) – Bond markets respond rationally to news in the short term and the long term. The medium term is another matter. Traders work on the floor of the New York Stock Exchange as Federal Reserve Chairman Jerome Powell holds a news conference on the television behind them in New York, U.S., June 19, 2019. REUTERS/Lucas JacksonLeave aside the question of whether yields on government bonds actually make sense. It takes some mental gymnastics to explain why investors would lend to the United States for 10 years at 2% when the inflation rate is 1.8%. Buying 10-year German government debt at a yield of minus 0.3% requires even more elaborate contortions. But even if the base is wrong, short-term shifts make sense. Consider the reasoning behind last Friday’s sudden rise in the yield on 10-year Treasury bonds – from 1.96% to 2.06% in a few minutes. A surprisingly strong report on American job creation indicated a faster-growing economy, reducing the likely amount of future monetary stimulus from the U.S. Federal Reserve. This in turn pushed up the likely yield on shorter-dated bonds, which made the yield on longer-term paper look unreasonably low. The chain of reasoning is long, but traders think fast. Indeed, their response to good or bad economic news is well honed almost everywhere. Similarly, bond investors have a consistent and reasonable reaction function to news about movements in inflation. All else being equal, yields rise whenever there is an unexpected increase in retail prices, and fall when it turns out prices aren’t rising as quickly as anticipated. The data can send contradictory signals, so instantaneous reactions sometimes turn out to be wrong. However, traders tend to worry more about the next few weeks than what happens in the years ahead, so they do not need to fret about how the economy actually works. Since the big question for them is how central bankers will respond, market participants only have to understand how policymakers think the economy works. This agnosticism has served investors especially well in dealing with quantitative easing – the central bank practice of buying bonds with newly created funds. No one really knows how QE affects companies’ hiring decisions, investment rates or inflation. However, traders could anticipate the short-term effect on financial markets. At the margin, central bank buying pushed prices up, and thus yields down. Markets are not only clever in the short term. They have also been somewhat wise over several decades. Look at U.S. inflation rates and yields on U.S. Treasuries. Both showed a rising trend from the 1950s to the end of the 1970s, and a subsequent decline. The wisdom was fairly slow in coming, though. When the annual inflation rate fell below 7% in 1982, for the first time in four years, the 10-year yield was still 14%. Inflation then fell further, averaging 4% over the next decade. But bond yields did not fall durably below 6% until 1997. The current yield on 10-year Treasuries is just about equal to the current U.S. inflation rate. It may therefore seem that investors have learned that pressure on prices is durably lower than in the past. That’s not quite right, though. Look at what happened between July 2017 and October 2018. The 10-year U.S. bond yield rose from 1.4% to 3.2%, largely because investors thought inflationary pressures were gathering. According to most of the standard explanations of how prices behave, the ingredients were there. The unemployment rate was falling as growth picked up. The U.S. fiscal deficit was likely to rise as a result of Donald Trump’s tax cuts. Meanwhile, the Federal Reserve was perceived to be reluctant to raise overnight interest rates too fast, for fear of disrupting the financial system or angering the president. Inflation did indeed rise, but only slightly. In the first half of 2017, the average monthly rate was 2.2%. It peaked at 3% in July 2018, and is now back below 2%, even though the labour market remains strong. This was far from the first false inflationary alarm. The economist Paul Samuelson famously quipped that the stock market had forecast nine of the past five recessions. By the same token, the bond market has prematurely predicted an end to declining inflation eight times. There are likely to be more false dawns, since there are always investment advisers forecasting that rising commodity prices, labour shortages, bad policy, or overheated growth will lead to rising prices. As yet, though, inflation remains dormant in every country with even vaguely sensible monetary and fiscal policies. Only 16 nations of the 188 followed by Trading Economics have inflation rates above 10%. The global midpoint is Canada with 2.4%. Economists have not found a persuasive explanation for the persistence of low inflation. Since they do not understand why it is happening, they are unlikely to be able to identify a turning point. Until then, markets are likely to do what they often do – overshoot and undershoot, but not by too much or for too long.BreakingviewsReuters Breakingviews is the world’s leading source of agenda-setting financial insight. As the Reuters brand for financial commentary, we dissect the big business and economic stories as they break around the world every day. A global team of about 30 correspondents in New York, London, Hong Kong and other major cities provides expert analysis in real time. Sign up for a free trial of our full service at https://www.breakingviews.com/trial and follow us on Twitter @Breakingviews and at www.breakingviews.com. All opinions expressed are those of the authors.
COMMENT July 16, 2019 Karnataka Political winds in Maharashtra have taken a new turn with the decades-old issue with Karnataka over the control of Belgaum or Belagavi city resurfacing. The cityin Karnataka on Maharashtra border, has a sizeable Marathi speaking population, which for years has pleaded that the city should be a part of Maharashtra. Their grouse is that they are unable to exercise their linguistic freedom and are discriminated. The Shiv Sena, which shares power with the BJP in Maharashtra, has vehemently demanded for years that the city should be a part of Maharashtra. Some of the Shiv Sena leaders have built their political carriers on the border dispute.On Monday, a delegation from the Maharashtra Ekikaran Samiti (Unified Maharashtra Committee) from Belgaum met the Chief Minister of Maharashtra Devendra Fadnavis seeking help and support for the Marathi-speaking people. Fadnavis assured that the State government will provide all the support to the affected people. The Maharashtra government will financially support the reopening of Marathi schools, which have been shut for some time, in the border areas. Two ministers will be appointed by the State government to solve the problem and the Prime Minister will also be apprised of the situation. However, BJP sources said the Belgaum issue is again being taken up to needle the beleaguered Kumaraswamy government, which would be facing a floor test in the Karnataka Assembly on Thursday.It is also understood that the Maharashtra government has also committed to preserving the Marathi language in the region by broadcasting programmes through free-to-air service.Belgaum city is also the regimental centre of Maratha Light Infantry Regiment, which has deep cultural connect with the Marathas in Maharashtra. Published on SHARE SHARE SHARE EMAIL COMMENTS